RSS Feed

January, 2019

  1. Community Development Credit Unions

    January 29, 2019 by Thomas Herr

    A Community Development Credit Union, more commonly known as a CDCU, is a credit financial institution which owned and controlled by its members in an effort to sustain the ability of being able to provide a wide array of financial services. Basically a Community Development Credit Union is a type of Community Development Financial Institution (CDFI) that is specially designed to low and moderate income people and communities with or without small businesses.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  2. Shopping for a Mortgage

    January 25, 2019 by Thomas Herr

    Shopping for a mortgage can be a very daunting task. Because of this many people will skip this step entirely. That could end up being a big mistake though.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  3. Introduction to the Small Business Administration

    January 23, 2019 by Thomas Herr

    If you’re looking for a way to help your business grow, now would be a good time to understand how the government can help you with your small business needs.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  4. Small Business Development Centers – An Introduction

    January 23, 2019 by Thomas Herr

    Small Business Development Centers are partnerships between universities and the Small Business Administration, to provide management and technical assistance to businesses on a very large scale.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  5. Supporting Black-Owned Business

    January 23, 2019 by Thomas Herr

    We’ve read stats showing that Blacks have a buying power of $1.2 Trillion dollars and that Black women are starting businesses at a faster rate than any other group, but is this enough to change the economic inequalities that plague Black neighborhoods?

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  6. Grants From The Department of Labor

    January 23, 2019 by Thomas Herr

    The Department of Labor was primarily created to nurture, promote and develop the welfare of job seekers, wage earners, and retirees of the United States of America, as well as to improve the country’s working conditions, advance employment opportunities and ensure work-related rights and benefits.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  7. Community Development Credit Unions

    January 22, 2019 by Thomas Herr

    A Community Development Credit Union, more commonly known as a CDCU, is a credit financial institution which owned and controlled by its members in an effort to sustain the ability of being able to provide a wide array of financial services. Basically a Community Development Credit Union is a type of Community Development Financial Institution (CDFI) that is specially designed to low and moderate income people and communities with or without small businesses.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  8. Small Business Grants – Support for Veterans

    January 22, 2019 by Thomas Herr

    The SBA is dedicated to lend a hand to the service people in America and directly links with the Patriot Express Loan for veterans who desire to initiate their own business and want to start commercial activities. The SBA also plays a role in encouraging growth and job creation during the process, which is an indispensable part to support economic prosperity.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  9. Small Business – Doing Business with HUD

    January 22, 2019 by Thomas Herr

    This Outreach session will provide guidance on how to do business with HUD, best ways for marketing your business to HUD, and the type of services and products HUD buys.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  10. Grants and Loans From The Department of Energy

    January 19, 2019 by Thomas Herr

    Since its establishment the Department of Energy has been pioneering the leveraging of informative science in order to address the country’s energy, environmental and nuclear challenges.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  11. Business Startup Toolkit

    January 18, 2019 by Thomas Herr

    A toolkit developed for the Small Business Administration that let’s community-based organizations set up workshops for aspiring business owners.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  12. SBA – Small Business Investment Companies

    January 18, 2019 by Thomas Herr

    The Small Business Administration has inititiated the Small Business Investment Companies program to help in developing privately owned and managed investment companies which will be licensed and regulated by the Small Business Administration to provide equity capital, long term loans, and advisory services to small business requiring such services.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  13. Grants from the Department of the Interior

    January 17, 2019 by Thomas Herr

    The responsibilities of the Department of the Interior include the management and conservation of federal lands and natural resources, including the administration of programs that are associated with Native Americans, Alaska Natives, Native Hawaiians, territorial affairs, and to insular areas of the United States.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.


  14. Business Startup Toolkit

    January 16, 2019 by Thomas Herr

    A toolkit developed for the Small Business Administration that let’s community-based organizations set up workshops for aspiring business owners.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.


  15. Pell Grants – Help Financing Your Education

    January 16, 2019 by Thomas Herr

    The Federal Pell Grant Program is overseen by the Department of Education and falls under the Federal Student Aid Information Center. In order to be eligible students must be enrolled in eligible schools that may be public or private nonprofit institutions of higher education.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  16. Getting Money to Start a New Business

    January 16, 2019 by Thomas Herr

    Starting a new business can be an exciting venture – unfortunately, it can also be quite expensive as well. In order to get the money that you need to get your business off of the ground, you might be considering a loan from a bank or other lender; you should keep in mind that there are some other alternatives for funding that might serve you well in addition to traditional loans.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  17. Introduction to the Small Business Administration

    January 15, 2019 by Thomas Herr

    If you’re looking for a way to help your business grow, now would be a good time to understand how the government can help you with your small business needs.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.


  18. Grants from the Department of Health and Human Services

    January 15, 2019 by Thomas Herr

    In 1979 the Department of Health and Human Services (HHS) was established in an effort to protect the health of all Americans and to provide essential human services to everyone, especially to those who are least capable of helping themselves.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  19. Pell Grants – Help Financing Your Education

    January 15, 2019 by Thomas Herr

    The Federal Pell Grant Program is overseen by the Department of Education and falls under the Federal Student Aid Information Center. In order to be eligible students must be enrolled in eligible schools that may be public or private nonprofit institutions of higher education.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  20. Grants From the Department of Housing and Urban Development

    January 15, 2019 by Thomas Herr

    HUD makes it its mission to strengthen the country’s housing market by bolstering the economy and protecting actual and potential consumers by meeting the need for quality affordable homes, making use of housing as a platform for improving one’s quality of life, and finally, building inclusive and sustainable communities that are free from discrimination.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  21. What You Need To Know About Grants.Gov

    January 15, 2019 by Thomas Herr

    Grants.gov features over 1,000 grant programs from 26 different federal grant-making agencies in the United States. Most of the grants that are found on Grants.gov are mainly for organizations and institutions, only a few of them are for individuals.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  22. Community Development Financial Institutions

    January 15, 2019 by Thomas Herr

    CDFI’s could be community development banks, community development credit unions, community development venture capital funds, micro-enterprise development loan funds, or community development corporations.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  23. Grants From the Department of Housing and Urban Development

    January 15, 2019 by Thomas Herr

    HUD makes it its mission to strengthen the country’s housing market by bolstering the economy and protecting actual and potential consumers by meeting the need for quality affordable homes, making use of housing as a platform for improving one’s quality of life, and finally, building inclusive and sustainable communities that are free from discrimination.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  24. Getting Money to Start a New Business

    January 14, 2019 by Thomas Herr

    Starting a new business can be an exciting venture – unfortunately, it can also be quite expensive as well. In order to get the money that you need to get your business off of the ground, you might be considering a loan from a bank or other lender; you should keep in mind that there are some other alternatives for funding that might serve you well in addition to traditional loans.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  25. California Downpayment Assistance Program

    January 14, 2019 by Thomas Herr

    The California Homebuyer’s Downpayment Assistance Program is a deferred payment junior loan that can be used in conjunction with other CalHFA housing programs.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  26. Minority Business Enterprise Centers

    January 13, 2019 by Thomas Herr

    Program wherein it aims to support minority-owned businesses by providing them with electronic and one-on-one business development services for nominal fees.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  27. Community Development Financial Institutions

    January 13, 2019 by Thomas Herr

    CDFI’s could be community development banks, community development credit unions, community development venture capital funds, micro-enterprise development loan funds, or community development corporations.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.


  28. Getting Money to Start a New Business

    January 13, 2019 by Thomas Herr

    Starting a new business can be an exciting venture – unfortunately, it can also be quite expensive as well. In order to get the money that you need to get your business off of the ground, you might be considering a loan from a bank or other lender; you should keep in mind that there are some other alternatives for funding that might serve you well in addition to traditional loans.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  29. SBA Low-Interest Disaster Loans

    January 12, 2019 by Thomas Herr

    Disaster loans can be utilized for the repair and rebuilding of non-farm, private sector disaster losses, and are available to all types of business, instead of being restricted to small businesses alone.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  30. Pell Grants – Help Financing Your Education

    January 12, 2019 by Thomas Herr

    The Federal Pell Grant Program is overseen by the Department of Education and falls under the Federal Student Aid Information Center. In order to be eligible students must be enrolled in eligible schools that may be public or private nonprofit institutions of higher education.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  31. SBA – Small Business Investment Companies

    January 11, 2019 by Thomas Herr

    The Small Business Administration has inititiated the Small Business Investment Companies program to help in developing privately owned and managed investment companies which will be licensed and regulated by the Small Business Administration to provide equity capital, long term loans, and advisory services to small business requiring such services.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  32. Small Business Administration Loan Guarantees Program

    January 11, 2019 by Thomas Herr

    The Small Business Administration has established the Loan Guarantees Program wherein they aim to be able to provide guaranteed loans to small business establishments which are not capable of acquiring financing from a private credit marketplace but greatly manifests the ability to repay funds in a timely manner.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  33. Shopping for a Mortgage

    January 11, 2019 by Thomas Herr

    Shopping for a mortgage can be a very daunting task. Because of this many people will skip this step entirely. That could end up being a big mistake though.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  34. Grants from the Department of the Interior

    January 11, 2019 by Thomas Herr

    The responsibilities of the Department of the Interior include the management and conservation of federal lands and natural resources, including the administration of programs that are associated with Native Americans, Alaska Natives, Native Hawaiians, territorial affairs, and to insular areas of the United States.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  35. Small Business – Doing Business with HUD

    January 10, 2019 by Thomas Herr

    This Outreach session will provide guidance on how to do business with HUD, best ways for marketing your business to HUD, and the type of services and products HUD buys.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  36. What You Need To Know About GovLoans

    January 10, 2019 by Thomas Herr

    GovLoans is a website created by the United States Government to serve the public’s gateway to government loan information. At present, GovLoans hosts information on loan opportunities from five loan making agencies.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  37. Small Business Administration HUBZone Program

    January 10, 2019 by Thomas Herr

    The Historically Underutilized Business Zones Empowerment Contracting Program provides federal contracting assistance to eligible small businesses located in underutilized business zones to improve their employment opportunities, investments, and their area’s economic development.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.


  38. Improvements To Increase The Energy Efficiency Of Your Home

    January 9, 2019 by Thomas Herr

    It doesn’t matter if you have the professional experience or are just picking up your first hammer, there is no replacement for a family project within the walls of a new home. Your home is a large part of you. The tips that follow will help you realize your home improvement goals.

    A good tip for those interested in home improvement is to do personalized projects. Think about your interests and hobbies. Add your own tastes to any improvement project.

    TIP! Sometimes, it only takes one small improvement to increase the value of a house. When you are hoping to sell your home, a couple of small improvements should be considered.

    If your kitchen’s counter space is very limited, look into over-the-range microwaves. These microwave ovens are installed where the range hood normally goes. They offer various features, including convection cooking, and prices range widely. The majority of these units feature recirculating filters rather than vents, so they are best for people who do not need powerful venting options.

    If you have a water leak, do not try to fix it by yourself. Just put a container under the leak that will hold the runoff and call a qualified plumber.

    Avoid any furniture that contains busy upholstery. Purchasing geometric shape or floral print items will automatically determine your home decor. Instead, consider solid, neutral tones so that your decor is easy to change with the seasons, trends or your mood. Pattern can be introduced through pillows, throws and other items.

    TIP! Think twice about improving with a personal touch. More individualized renovations do not have as much impact on home value to potential buyers.

    Look at other homes for ideas about renovating your own home. It can be a big help to see things actually installed in a home that is similar to yours, rather than viewing colors and hypothetical improvements inside a home improvement center. A lot of these model homes hire decorators so you are able to see great style.

    When considering home improvement projects, don’t forget to include landscaping. Your lawn is seen first by people coming to your home. Keep your lawn manicured, and add shrubbery for beauty.

    Wipe any dust, dirt or oil from your baseboards and walls with a damp rag before you start painting them. You can avoid the need for extra coats of paint by providing a clean surface for the new paint.

    If you want to make the living space appear bigger visually, pull the furniture off the walls. The room will seem bigger and feel more modern.

    Use high-quality insulation around your plumbing system to prevent your water from freezing during this coming winter. You can purchase various types of insulation to install around your pipes for protection. This will keep your pipes from freezing and bursting.

    As you improve your house, be certain to put your personal touch on things while making sure not to diverge too much from your neighbors. For example, it is undesirable to have odd additions such as a widow’s walk on your home unless this is typical of your neighborhood. You might not be able to sell your home if this is the case.

    TIP! If you’d like to improve your home’s energy efficiency levels, place weather stripping by your doors and windows. This is an inexpensive material purchased at the home improvement store, and seals out exterior cold and hot air to stabilize inner temperatures so that your heater and cooling systems do not need to work as hard.

    You will feel better about yourself by updating and making home improvements to your property. No one wants to be living in a home that is in desperate need of repairs. Use the above information to successfully complete your home improvement projects.


  39. SBA 8(a) Business Development Program Webinar

    January 8, 2019 by Thomas Herr

    This video explains how the SBA’s 8(a) Program works, its eligibility requirements, technical assistance available to small disadvantaged businesses through the program and common myths about the program.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.


  40. Historically Underutilized Business Zones

    January 8, 2019 by Thomas Herr

    The Small Business Administration has established the Historically Underutilized Business Zones (HUBZone) Empowerment Contracting Program wherein they aim to provide federal contracting assistance to eligible small business corporations which are located in underutilized business zones so as to improve their employment opportunities, investments, and their area’s economic development. The Small Business Administration will identify which businesses are eligible to receive HUBZone contracts and will then maintain a list of qualified HUBZone small businesses which federal agencies can then use to locate them.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  41. Business Startup Toolkit

    January 7, 2019 by Thomas Herr

    A toolkit developed for the Small Business Administration that let’s community-based organizations set up workshops for aspiring business owners.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  42. Historically Underutilized Business Zones

    January 7, 2019 by Thomas Herr

    The Small Business Administration has established the Historically Underutilized Business Zones (HUBZone) Empowerment Contracting Program wherein they aim to provide federal contracting assistance to eligible small business corporations which are located in underutilized business zones so as to improve their employment opportunities, investments, and their area’s economic development. The Small Business Administration will identify which businesses are eligible to receive HUBZone contracts and will then maintain a list of qualified HUBZone small businesses which federal agencies can then use to locate them.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  43. Helpful Tips For Tackling Your Home Improvement Projects

    January 7, 2019 by Thomas Herr

    Are you on the hunt for an easy and effective home improvement project that can make your house a more enjoyable place to live? Then continue reading and find tips that can improve your house and home. Keep on reading if you want to discover some easy ways to make your home even better.

    Clean your air conditioner’s filter frequently. If your filter is clogged your air conditioner will not be as efficient. The unit might also end up running much longer than it ought to. Really look towards changing out the filter once every month.

    TIP! In home improvement projects, you need to dedicate a certain space in your yard for the debris that results from the project. Removing debris can cost a good chunk of change, and developing a storage plan in advance can help keep costs down and will make sure your project can continue with no delays.

    You might spend a lot of money when buying new furniture. You can add some pizzazz to your rooms with nice furniture by shopping local thrift stores and garage sales. You could find a true treasure in a collection of used items, like furniture. Some items you find might need some work, but they can add a great touch to your home.

    When doing exterior home improvements, consider your neighborhood. A Victorian house on a block that is otherwise full of saltbox cottages will stick out in a bad way. If your exterior home remodel blends well with other homes on your street, you have a much better chance of finding a buyer quickly when you are ready to move.

    Avoid any furniture that contains busy upholstery. Buying items with floral print, geometric shapes and patterns can pre-determine what your home decor must look like. Purchase furniture in solid colors and dress them up with your accessories. Patterns are easier to take in small doses such as blankets and toss pillows.

    TIP! Using the right type of lighting in any room makes a big difference in how it looks. A bright room normally is very inviting towards anyone who enters the home.

    One of the most valuable additions to any home is a second or third bathroom. In practical terms, having another bathroom is very useful, especially if it is on a different floor than an existing bathroom. Quite frequently, one bathroom simply is not enough for everyone in the house.

    Now that you have the know-how, you are prepared to start some of those projects you have been putting off. We hope you enjoyed the tips and tricks in this article aimed at helping you improve your home.


  44. SBA Portable Assistance Program

    January 6, 2019 by Thomas Herr

    The Portable Assistance Program seeks to provide grants to Small Business Development Lead Centers that provide services to small businesses in an effort to increase the success of small business establishments and their viability in certain communities where economic hardship is apparent and is attributable to the impact of a major disaster.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  45. What You Need To Know About Benefits.Gov

    January 6, 2019 by Thomas Herr

    The United States Federal Government launched the Benefits.gov Website in 2002 in the hopes of providing every American with easy and convenient online access to government benefits and programs.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  46. Supporting Black-Owned Business

    January 5, 2019 by Thomas Herr

    We’ve read stats showing that Blacks have a buying power of $1.2 Trillion dollars and that Black women are starting businesses at a faster rate than any other group, but is this enough to change the economic inequalities that plague Black neighborhoods?

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  47. Shopping for a Mortgage

    January 5, 2019 by Thomas Herr

    Shopping for a mortgage can be a very daunting task. Because of this many people will skip this step entirely. That could end up being a big mistake though.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  48. Making Your Home Improvement Project Work Without Any Problems

    January 5, 2019 by Thomas Herr

    Home improvement projects are good for making your space more livable for your family, especially if your household is growing. There are quite a variety of home improvement options. The suggestions provided here will expand the potential for maximizing your living space.

    When you reroof, be sure to use a light colored or white shingle or tile. This choice will ensure your attic doesn’t absorb excess heat as the light colors reflect the rays of the sun. Simple tips like the color of your roof can add up to big savings over the lifetime of a roof.

    TIP! Have you tried everything to fix your squeaky door? If so, then you might need another door hinge. You can find hinges at different hardware stores.

    You can easily dress up a teenager’s room by creating pillows that serve as a trendy focal point. Make your own decorative pillows by putting cool designs on them. This can make a great personal addition to any teenager’s room, and give their room a bit of personality.

    If a lock is having problems, you can change out the entire thing or look to change out only the cylinder. The cylinder is the part of the lock that performs the locking action. If your keys are lost, a cylinder replacement is a simple one. On the other hand, if you want to improve the overall appearance and/or security of a door, you’ll want to change out the whole lock unit.

    Basements typically have little in the way of natural light. Plan your basement well so that it gets enough light coming in. Some basement walls are high enough to protrude above the ground. If you do, windows may be installable and they would create natural lighting.

    TIP! If you’d like to make an old bathroom look modern and new, look into buying matching metal fixtures. You can find items such as toilet paper holders, towel racks and cabinet knobs in many shapes and finishes.

    Safety, mobility and accessibility all need to be considered if you have a disabled or elderly family member living with you. A shower stall that can be easily stepped into reduces their risk of falling. Grab bars can also make a home safer and more comfortable.

    Now that you are armed with a few solid tips to guide you, making a sound decision regarding home improvement should seem less daunting. Remember, quality home improvements to your home will not only allow you to have a more desirable space but will also improve the overall value of your home.


  49. Small Business Development Centers – An Introduction

    January 5, 2019 by Thomas Herr

    Small Business Development Centers are partnerships between universities and the Small Business Administration, to provide management and technical assistance to businesses on a very large scale.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  50. Introduction to the Small Business Administration

    January 4, 2019 by Thomas Herr

    If you’re looking for a way to help your business grow, now would be a good time to understand how the government can help you with your small business needs.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.