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September, 2019

  1. Small Business Administration Resources for Veterans

    September 17, 2019 by Thomas Herr

    The Small Business Administration offers various resources for veterans interested in starting, financing or growing their businesses.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  2. Business Loans From GovLoans

    September 16, 2019 by Thomas Herr

    Interested businesses that are looking to procure a loan from the federal government can visit the GovLoans website, as it serves as the public’s gateway to government loan information.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  3. Useful Advice When Starting A Home Improvement Project

    September 16, 2019 by Thomas Herr

    There are homeowners that are fearful of any kind of home improvement project. Common fears about home improvement are that it will be too expensive, too time-consuming, or too messy. If you take the time to become educated about the process prior to starting, you can reduce the fears you have. For the most part, you just need to learn a few simple tips to get on your way. These are some tips that should put you on the right path.

    Save money when it comes to kitchen remodeling through refinishing the cabinets that you have, as opposed to replacing them. For a fresh new appearance, install elegant new hardware, replace doors and give the base a coat of paint. Plus, you can do this for a fraction of the cost it would take to replace them!

    TIP! Keep your AC unit running great by cleaning your filter. When a filter is clogged, the air conditioner necessarily has to work much harder, requiring more energy.

    When improving your house, take the neighborhood’s character into consideration. A Victorian-styled home amongst a row of small, cute saltbox cottages stands out, and not in a good way. A home that blends into the neighborhood will be easier to sell if you should decide to move.

    Change your door hinge if its creaking. You can pick up this piece of hardware in a big box retailer. Simply disassemble the hinge and attach each side of it to the door and wall frame. Line up the two sides of the hinge and put the pins back in.

    Solar Panels

    TIP! You should consider purchasing a combo unit if you reside in a condo, apartment, or small house that does not have the room for your washer and dryer. A combo unit is usually 36 inches wide.

    Try adding some solar panels to the outside of your home for a home improvement project. Although it may be expensive to install the panels, your electricity savings will make your investment more than worthwhile. Installing solar panels will lower your overall utility bills. This is also a good way to reduce your impact on the environment.

    If you take the time to get thoroughly organized, you will be successful with your project. Great tips like those used here keep projects within the budget, on time, and free from hassle. Even a sliver of home improvement knowledge can take the edge off your home improvement fears and enable you to undertake useful projects.


  4. What You Need To Know About GovLoans

    September 16, 2019 by Thomas Herr

    GovLoans is a website created by the United States Government to serve the public’s gateway to government loan information. At present, GovLoans hosts information on loan opportunities from five loan making agencies.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  5. SBA Low-Interest Disaster Loans

    September 16, 2019 by Thomas Herr

    Disaster loans can be utilized for the repair and rebuilding of non-farm, private sector disaster losses, and are available to all types of business, instead of being restricted to small businesses alone.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  6. Introduction to the Small Business Administration

    September 15, 2019 by Thomas Herr

    If you’re looking for a way to help your business grow, now would be a good time to understand how the government can help you with your small business needs.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  7. SBA – Small Business Investment Companies

    September 15, 2019 by Thomas Herr

    The Small Business Administration has inititiated the Small Business Investment Companies program to help in developing privately owned and managed investment companies which will be licensed and regulated by the Small Business Administration to provide equity capital, long term loans, and advisory services to small business requiring such services.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  8. Brilliant Tips For A Phenomenal Home Improvement Project

    September 14, 2019 by Thomas Herr

    Some people believe home-improvement projects cannot be done without professional help. Just because someone else has failed does not mean you cannot succeed. Home improvement isn’t as hard as most people think it is. The following information will help you update and fix your home.

    There are times when only one little improvement can increase the value of your home. If you want to sell your home, think about doing some small home-improvement projects. One example might be a new splash of paint on the interior and exterior. For just a few hundred dollars, you can boost your home’s value by close to a thousand dollars!

    TIP! New furniture is oft times very expensive. You can spice up your living space by using previously owned pieces that you have found at a garage sale or similar location.

    Decide in advance what changes you want to make before starting any actual renovation. This is crucial to make sure you stay on budget and within a certain time frame. If you change course midstream and add new requirements, the cost and completion time will increase accordingly. If you know what you want before you begin, it will be easier to keep your contractor happy.

    Vinyl Tiles

    If expense is a factor, consider vinyl tiles instead of ceramic or stone. Vinyl is durable, strong, and water resistant, and comes with an adhesive backing that makes installation a breeze. The vinyl tiles can be bought as a single sheet or as a tile set.

    TIP! When it comes to home improvement, be sure that you take note of your surroundings and only make improvements that make sense. For example, an uninsulated addition in Alaska or an outdoor hot tub in Arizona.

    The next time you think about home improvement, think about adding solar panels onto your house. Yes, there’s a lot of upfront costs, but they can really save you money over time. This will help you save on monthly electricity bills, because you will mostly be using energy you stored. In addition, this is a green option that benefits Mother Earth!

    Look for obvious signs of neglect when searching for a new home, such as peeling paint, water damage and dry rot. Professional inspectors can spot other issues, such as structural and electrical defects. You’ll save money in the long run by taking this important precaution.

    By using a bold print in your living room, you will be able to transform it from boring to awesome! Animal prints are a great way to add personality. Just add a small pillow, rug, or picture that features animal print and you are good to go.

    TIP! You should think about solar panels as far as projects for your home. The initial investment is high, but it pays for itself in short order.

    Never hire an unlicensed contractor for a home improvement job. General contractors as well as sub contractors are required to have certification in most states. The certification doesn’t guarantee satisfaction, but they are an added assurance. Also, contractors who do not have the necessary licenses probably also do not have sufficient insurance coverage.

    In conclusion, most people believe it’s hard or impossible to make home improvements. People attempt home improvement projects all the time, only to end up failing. That said, you can get the job done right. Accomplish your home improvement tasks with ease by following the advice presented here.


  9. An Essential Network for Small Business Success

    September 12, 2019 by Thomas Herr

    Hear how SCORE helped this couple realize their entrepreneurial dream.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  10. How To Avoid An Unpleasant Home Improvement Project

    September 12, 2019 by Thomas Herr

    Do you have what it takes to do your own home repairs? Do you know what you are doing when it comes to properly making repairs? Read on for tips that can improve anyone’s knowledge of home improvement.

    Spend some time shopping around for the best deals on the best products to use in your home prior to buying anything. It can be expensive to install new flooring, and you should shop around for the best prices. There are bargain places and discount supply stores that will help.

    TIP! For a quick and affordable way to update the appearance of your master or guest bathroom, consider purchasing coordinated metal fixtures. You can find items such as toilet paper holders, towel racks and cabinet knobs in many shapes and finishes.

    The kitchen is a great place to start improving your home. Use a solution of 2-to-one TSP and water to get rid on grease stains on the walls. It will get rid of the grease and also remove much of the paint. Re-paint the kitchen in tan colors; you will be amazed at how much different your room will look as soon as you are done.

    Coffee Table

    Opt for a unique coffee table rather than a generic pre-made one. One alternative is to use vintage luggage in lieu of a coffee table. As a bonus, this option also adds extra storage. Throw books, accessories and magazines to accent your coffee table. You can even add a tablecloth and some decorative teacups if you want a more country look.

    TIP! Ceramic tile can dull and look grungy as time goes on. Almost all floor will benefit from cleaning with a mixture of vinegar and water.

    Plan a place to put any debris from your project. The removal of debris and waste can prove expensive, so a plan allows you to not only save money but also to make sure your project stays on track with respect to time.

    Having to replace your roof is certainly not an expense that you want to take on. Solicit price quotes from no less than three contractors and make sure you have verified their references. There are a lot of options for roofing materials including tile, metal and wood. A reputable roofing contractor can help you take the mystery out of choosing.

    Visit some open houses for newer homes before you decide what home improvements you want to make. This will show you what others are doing in modern decor. A professional decorator is often the inspiration for the looks that you see, so you can get great ideas without a lot of hassle.

    TIP! Even newbies can repair leaky faucets. When you can respond to issues like this promptly, you reduce water waste and the potential for damages.

    You might know a thing or two about home improvement, but it takes effort and time to really know a lot about it. You should always be willing to learn new things and find ways to improve your home improvement skills. Use the tips that you read in the above article to become a great handyman or woman.


  11. SBA – Small Business Investment Companies

    September 12, 2019 by Thomas Herr

    The Small Business Administration has inititiated the Small Business Investment Companies program to help in developing privately owned and managed investment companies which will be licensed and regulated by the Small Business Administration to provide equity capital, long term loans, and advisory services to small business requiring such services.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  12. Home Improvement Tips To Spruce Up Your Home

    September 10, 2019 by Thomas Herr

    As long as you are willing to seek help and information, you can complete almost any of thousands of different home improvement projects. If you are a homeowner and are planning some home improvement projects in the near or distant future, you can make those projects easier to complete by using the tips and hints in the article that follows.

    If you have old shoe boxes handy, then you have extra storage for any room. You can cover these shoe boxes with unused wallpaper or fabric to add a touch of design. It is a nice way to add an interesting style to some of your rooms and will help you tackle your storage needs.

    If you have a leak under your sink or your tap, do not try to fix it yourself. You can collect the water while you are waiting.

    Coffee Table

    Try picking out a coffee table that is premade and different looking. You can use an old chest as a coffee table, for instance. You can throw things in it as well. Put some high-brow magazines, coffee table books, and interesting decorations like geodes on the table to spice it up. You can even add a tablecloth and some decorative teacups if you want a more country look.

    TIP! Add visual interest to your home by using drywall mud to texture walls. Adding texture is simple.

    The addition of a bathroom to the home can increase the value of your home. A second bathroom, particularly if it is on a different floor from the first bathroom, is really helpful for family and guests. And, you will soon find that, in addition to increasing your home’s value, having a second bathroom comes in handy!

    Give special attention to your porch if you are thinking about home improvement projects. It is what is first seen by someone visiting your home. It will set the initial impression they have for your home. Clear out any clutter and add personal touches such as flowers, plants, patio furniture. You may also want to add new light fixtures and a nice wood varnish. Fix any obvious issues such as broken boards or unstable steps. As an added benefit, you can enjoy an increased home value.

    In order to save money, get a drain snake. You will not have the need to purchase drain cleaners a lot. Drain snakes shouldn’t be used unless you are experienced using them. Snakes come in different sizes, so it’s important to know your drain size and buy the right one. Otherwise you may damage your drain.

    Armed with new knowledge and insights, you can proceed with assurance on those long-awaited improvements. These tips can help you turn any home improvement project into smooth sailing.


  13. SBA Resources for Women-Owned Businesses

    September 9, 2019 by Thomas Herr

    The Small Business Administration has a variety of offerings to assist woman entrepreneurs start and grow and their business endeavors. This latest video provides an in introduction to how the SBA can help you.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  14. How The Government Can Help Your Small Business

    September 9, 2019 by Thomas Herr

    The Small Business Administration is largely responsible for providing indirect financial assistance to entrepreneurs and small business establishments. In most cases, the primary role of the SBA is to provide several financial assistance program to small business that have been specially designed to meet essential financing needs.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  15. Small Business Development Centers – An Introduction

    September 8, 2019 by Thomas Herr

    Small Business Development Centers are partnerships between universities and the Small Business Administration, to provide management and technical assistance to businesses on a very large scale.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.


  16. Things To Consider When Remodeling Your House

    September 8, 2019 by Thomas Herr

    Many people are unsure they can compete their home improvement project without help. When you are educated and have the right tools, you can do any home improvement project yourself. Continue reading to learn some tips on how to perform any home improvement project you desire.

    Be sure and regularly clean out your air conditioning filter. If your filter is clogged your air conditioner will not be as efficient. This will also cost you money on the time it stays on. To prevent dirt and grime from building up on your filters, change them out every month.

    TIP! You can increase your home’s value with one project. If you want to sell your home, do a few small projects first.

    An over-the-range microwave is a great way to save space in an already cramped kitchen. An over-the-range microwave replaces the range hood. This type of microwave is available in many prices with a wide variety of options. As most units just have recirculating filters, it’s a good idea if strong venting isn’t required.

    When it comes to home improvement, be sure that you take note of your surroundings and only make improvements that make sense. Making strange changes to your home that do not take its setting into consideration can cause problems when you want to sell. Try to choose projects that go with the surrounding area, and take climate into consideration.

    You can change the appearance of your appliances in the kitchen more affordably than you might think. While stainless steel is popular, there’s no reason to toss your fridge because you don’t care for the color. You can buy spray paint for your appliances in any color that you like. This can give your kitchen a more modern appearance in just one day.

    TIP! Save money when remodeling your kitchen by refinishing cabinets instead of buying new ones. Add paint to the bases, install new doors and touch them up with well-coordinated hardware and you have a completely new look.

    When you start home improvements, you should think about how much you will have to do. Sit and write down a lost of the things that you must do. Also, it may be wise to get someone else to take a look at it, just in case you forgot about anything. Picturing a clear idea of the whole job in your head before you start will make the work much faster and more affordable.

    If your work takes place anywhere near a gas line, such as a fireplace, dryer or the kitchen, turn the gas off before getting into your project. It is critical that you take extreme caution in these types of repairs. Your vigilance can prevent a fire from starting or someone from getting injured while the home improvement work is being done.

    Draft Excluders

    TIP! It’s crucial that you regularly replace air filters. It makes it easier to breathe in your home and also helps with the air conditioning and heating.

    To help stop air from getting through the doors, you can purchase sealant strips and draft excluders. Draft excluders can be placed under a door and prevent warm air from exiting and cool air from entering your home. There is sealant stripping that can fit around a door frame, which will accomplish the same thing. You can find them at your local hardware store.

    You might have thought it might be hard to do home improvements on your own. Use the tips you just read and get more information on the specific projects you are interested in and make sure you are well-prepared before you get started.


  17. Save Some Money With These Helpful Home Improvement Tips!

    September 6, 2019 by Thomas Herr

    Home improvement projects hold more than just visual appeal. They can boost investment values, improve energy efficiency, and better the overall quality. The following article will show you how to make the right home improvement choice and how to do it right.

    Based Paints

    TIP! If your current residence lacks the square footage for a washing machine and dryer, you might consider purchasing a space-saving combo unit. A lot of combo units are as small as a dishwasher.

    Repainting a porch may be something you need to do. If so, make sure the paint you use is good quality. You want to make sure you use paint that will work over the old paint. Use oil paints over oil paints and water-based paints over old water-based paints. An oil-based paint is better for trims and will last a long time but you should use a water-based paint for decks or floors since oil-based paint can become slippery in the winter.

    Use a porch light with motion sensors to illuminate your yard while saving costs on your electric bill. You can manually turn the light on and adjust sensitivity most of the time.

    Be certain to dust all accent decor often. Just a few days could allow for quite a bit of dust to build up and cause allergy issues in the home. Dusting home accessories not only eliminates dust and allergens, it also discovers pests such as fleas, ants & spiders much sooner.

    TIP! A fresh coat of paint is the quickest and easiest home improvement project to tackle. Fresh coats of new color can add fresh energy to a home for little expense of money or time.

    Before painting, cover outlet covers with some aluminum foil. Using aluminum foil is much easier and will protect your outlet covers just as well. Cleanup is so easy! Prior to removing and recycling the foil, make sure that the paint is totally dry.

    Avoid any furniture that contains busy upholstery. Purchasing items that have distinct patterns such as floral or geometric shapes prevents you from being creative with your other decor. Choose solid tones for your furniture such as blue, brown, green, beige or black and choose your accessories carefully. Add pillows and throw blankets in a variety of patterns and colors for an interesting mix and match effect.

    Home improvement projects offer you a way to increase your home’s efficiency as well as its value. Get started today with with the right project for your home by using the tips in the article below. In addition, we have provided you with some great tips on succeeding in these projects. Start now and you will reap the benefits in no time.


  18. Need Advice? Try These Home Improvement Tips

    September 4, 2019 by Thomas Herr

    You might have heard people tell you how to do the jobs on your home, but you can find out on your own. The extra time spent is worth the investment. This piece is full of terrific guidance.

    If your trailer, house, or apartment is too small to house a dryer and washer separately, think about installing a combination unit instead. You can fit many combo washer-dryers in the space of a dishwasher. These types of units are capable of washing and drying your garments.

    TIP! Sometimes, it only takes one small improvement to increase the value of a house. If you want to sell your home, do a few small projects first.

    Repairing leaky faucets is an excellent home improvement project for even a novice handyman. When you can deal with the issue quickly, you’ll save on your water bill. This will keep your water bill much lower each month.

    Before you perform any major repairs, run your plans by a professional. Professional advice can help you save a lot of money and time. There are many mistakes that can be avoided by consulting with professionals.

    If you’re thinking of getting someone to work on a home improvement project for you, look at their references first. Think of it as if you were hiring any other employee. You need to figure out their background as thoroughly as you can and be sure that there are others that have been happy with what they’ve done.

    TIP! Have you tried everything to fix your squeaky door? If so, then you might need another door hinge. Every hardware store has them.

    An important component of home renovation is your bathroom. Other rooms can be easily customized, but bathrooms must be kept in good condition. If the tub or sink are not in good condition, replace them right away. Floors made of linoleum may look pretty good and go in rather quick, but they should always be swapped out for a professional tile finish.

    Take advantage of your outdoor space. Your backyard can make a wonderful extension to your indoor living area. This creates an area perfect for relaxing post-work or barbequing.

    If you have cane-bottomed chairs, you can expect to see some sagging as they get older. There’s an easy way to revive the caning in your chairs. Get the underneath of the caning wet with a sponge. Be sure your water is warm. Let it sit overnight to dry. Continue doing this until your caning is back to normal.

    TIP! Even novices can repair leaky faucets. This decreases wasted water in your home on a daily basis and save you a lot of money over the longer term.

    One way to add a little personality to an otherwise boring room is to use bold prints. Add zebra or leopard print accessories to a living room, such as chair cushions, area rugs, decorative pillows, or wall art.

    Now you have a plethora of advice at your fingertips. If you already knew what you read, at least it reaffirmed it for you. Use the information above to help guide you on your home improvement projects.


  19. Grants From The National Science Foundation

    September 2, 2019 by Thomas Herr

    The National Science Foundation provides financial assistance to more than 2,000 colleges, universities, K-12 school systems, businesses, informal science organizations and other research organizations throughout the United States.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  20. Home Improvement Made Easy With These Tips

    September 2, 2019 by Thomas Herr

    Even if you’re planning on moving from your home at some point, you need to take care of its appearance. Even a simple project is able to increase how much your home is worth. The article below has some great home improvement tips and tricks for you to follow.

    It’s vital to have a good drill when you are doing home improvements. You can make holes and even attach screws. The drill should be cordless and battery powered and come with a variety of attachments and differently sized bits.

    TIP! New furniture is oft times very expensive. You don’t have to buy brand new furniture to have new furniture.

    Don’t dispose of bedroom doors simply due to a dirty appearance. The first step is taking them out of their frames so they’re easier to sand. You want to strip them down to bare wood. Get some oil-based paint and apply with a roller. Change to more modern doorknobs, too.

    Use old two-liter bottles for storage in your kitchen. You can see what’s inside, be it salt or beans. You can keep them on your shelf, in the refrigerator or freezer. Whenever you need them, simply twist off the cap and empty the contents.

    Hiring an expert? Get their list of references first! Think of it in terms of hiring an employee for your business. You should probably search their background very thoroughly, and ensure that others who have worked with them are happy with their work.

    TIP! Before you begin renovating, devise a firm and detailed plan. A concrete plan is essential if you want your project to be within your budget and completed on time.

    When hiring a contractor, you have to keep track of everything that you do with that professional. Don’t make the assumption that this is the contractor’s responsibility. Keep a folder with all contracts and invoices relevant to the project you are doing. Complete records will be a boon to you and the contractor, reducing conflict and helping keep the job on track.

    Always consider landscaping with regards to home improvement. The lawn in the front of the home is the very first thing that people will see; if it looks good, the entire house seems impressive. Keep the grass tidy and neat, and consider putting in shrubs and flowering plants to beautify your property.

    Never underestimate the impact of properly done home improvements. Just spending one weekend can make your home look different to people. After reading the above article, you should have many ideas on how you can improve your home. Just choose one and get started.