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‘Home Improvement’ Category

  1. Home Improvement Tips To Spruce Up Your Home

    March 20, 2019 by Thomas Herr

    Home improvement has a variety of benefits! However, those projects make your home more comfortable and beautiful. Home improvement can aid in your health. The following piece is full of insight into how you can cheaply and successfully complete such jobs. You will be happy to have learned these tips before beginning your home improvement project.

    Your AC unit’s filter should be kept clean. If they get clogged, they must work much harder to cool the home, which takes more energy. It can make it run longer than it needs to, as well. You need to replace the filter once a month before it gets clogged.

    TIP! You can decrease energy costs and still have a well-lit exterior by switching out your always-on lighting system for one that is motion-activated. You will still be able to turn the light on manually when you need to, and the motion detector can be adjusted for sensitivity.

    Go with a light tile when re-doing your roof. The lighter tiles will reflect more of the sun’s harmful rays and refrain from the absorption that is characteristic of darker tiles. This can save you quite a bit on your power bill.

    If you have a squeaky floor, try using some construction glue. And it takes quite a bit of sweaty work in the crawl space or the basement; however, the end result justifies the means. Use a caulk gun and apply glue on both sides of each floor joist.

    If you are doing some work on your house, you need to have a drill. It will allow you to make holes of different sizes so that you can screw things together, and it can allow you to drive in screws with various attachments. Choose at least a nine-volt drill with a variety of attachments.

    Pvc Pipes

    Attach PVC pipes as part of your home improvement. Be sure to use the exact PVC products as generic glues won’t work as well. Make sure the PVC pipes are dry before attempting to glue them together.

    Glass jars like baby food jars make great organizers in your workspace. You can use screws or super glue to attach these jars underneath a shelf. Small things like nails and screws, beads or jewelry making supplies can be stored in these jars. Arrange the jars under the shelf. This is a great way to maximize shelving and spare jars.

    TIP! When completing a home improvement project, the tools you use can be the difference between success and disaster. Jobs can be done more easily and, more importantly, done correctly with the right tools.

    Your head may be spinning from all the advice and expertise you have just read. Gradually improve your home step by step. As you progress, your home will transform. Remember that you’re the one who fixed everything. Don’t get discouraged; concentrate on the sense of satisfaction you’ll feel when all the work is complete.


  2. Grants from the Department of the Interior

    March 18, 2019 by Thomas Herr

    The responsibilities of the Department of the Interior include the management and conservation of federal lands and natural resources, including the administration of programs that are associated with Native Americans, Alaska Natives, Native Hawaiians, territorial affairs, and to insular areas of the United States.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  3. What You Need To Know About Benefits.Gov

    March 17, 2019 by Thomas Herr

    The United States Federal Government launched the Benefits.gov Website in 2002 in the hopes of providing every American with easy and convenient online access to government benefits and programs.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  4. Need A Better Home? Try Using These Tips To Get It!

    March 17, 2019 by Thomas Herr

    Making home improvements can really change your whole home. That can cover your outdoor structures and landscaping too. This article is filled with wonderful home improvement tips that will leave your home looking amazing and be more functional for you to live in.

    When managing your home in the summer months, make use of as many fans as you can. You can cool a room by utilizing ceiling fans as these will keep the air moving. Saving money on your bills is paramount, as it can add up over time.

    TIP! Keep an eye out for sales on carpet installation from many of the national home project retailers. Often, they will reduce the cost of installation to extremely low levels to help sell the actual carpet.

    If you must patch your roof, aluminum tape that is three inches wide is all you need to do the job. Clean the surface, then separate the tape from its paper backing. Apply it carefully over the cracks. This will help cover those cracks and keep water out.

    Think about refinishing your cabinetry instead of putting in new ones. Adding a fresh coat of paint and new hardware can quickly make them look new again. It is a more affordable way to improve the look of the kitchen.

    Always check references if want to hire anyone to help with your home improvement projects. You should view it in exactly the same way as hiring someone to work for you. You want to look into their background as much as possible and make sure that other people have been pleased with their service.

    TIP! Do not allow contractors to start the work prior to signing a contract. If at all possible, have the contract reviewed by a lawyer before proceeding.

    Add exhaust fans to high moisture areas, such as bathrooms, cooking areas, and laundry rooms. Venting moist, humid air outdoors reduces the chances of mold or mildew forming inside your home. Not only does it do that, it also doesn’t allow condensation to become trapped within walls and that keeps them from rotting.

    Fine art and oil paintings aren’t your only option for decorating walls. Other alternatives include mirrors, tile or sculptural elements. Choose two colors of three dimensional tile, such as blue and white, and arrange them in an alternating pattern to add some originality to your living room.

    New cabinet pulls and knobs are a quick and easy way to dress up your kitchen. Cabinet knobs quickly and easily add a fresh look. You can easily give your cabinets and drawers a good Spring cleaning while you have the knobs and handles removed. All you have to do is screw the knobs onto the cabinets.

    TIP! Paint and spackle can cover the holes left in your walls after you have hung pictures or paintings. Go to an improvement store and buy some quality spackle.

    You should now know more about home improvement that can help you better your house. Try to enjoy yourself with your next project. Making improvements to your home gives you a space that you are sure to enjoy.


  5. SCORE Services to Small Business – An Introduction

    March 17, 2019 by Thomas Herr

    In an excerpt from a 2010 interview the SCORE CEO discusses its counseling and workshops offerings to small businesses.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  6. Need To Make Home Improvements? Read On!

    March 13, 2019 by Thomas Herr

    There are always ways to make your home look better. Maybe you have been avoiding projects due to cost, or you don’t know how to get started. If these are your reasons, be sure to read this article for more tips.

    As you plan a home renovation, think about the difference in value between something you personally like and something that will appeal to potential future buyers. The more personal your renovation is, it becomes less likely that another person will buy the house for what it cost you to do the work in the first place.

    TIP! Decide in advance what changes you want to make before starting any actual renovation. If you create a detailed plan, you will be far more likely to complete your project in a timely, affordable manner.

    If you have some wallpaper, you can make a nice looking bookcase. First, choose a design that you like. Then you simply fix the wallpaper into the rear of the bookcase, so that it will be visible behind your books. You will get a design boost from this and create an additional interesting piece in your room.

    There is a lot that one person can get done in terms of home improvement, but you should never be afraid to seek out help from family and friends. If you don’t ask for help until you’re already knee-deep in the project, you might find it difficult to find someone to help you. You might also have problems completing the project on time, which can add more stress and work to your life.

    Drywall Manufactured

    TIP! Consider using radiant heat tiles if you’re revamping your flooring. These tiles give heat by using electricity and can be very breathtaking.

    Today, you need to watch for sub-par drywall when considering home improvement projects. Any drywall manufactured in China should be avoided. In 2005, there was a drastic increase in the amount of drywall imported from China by US builders. Most of it is of terrible quality. Drywall manufactured in China can expel toxic fumes, that in turn can lead to corrosion of wires in the wall.

    Make sure that you seal the grout after you have laid the tile. Grout has a consistency that is quite porous. When left unsealed, water can easily leak into the grout, causing mildew and mold to grow. You also run the risk of staining your new floors more easily. By sealing the grout, it will be easier to clean the tiles and you are less likely to battle mildew.

    Personalize your home improvements if you are going to keep living there, but do not make any improvement too distinct from other neighborhood homes. You don’t want the house to stand out so much that it becomes awkward. It will make it much harder to sell your home if you ever decide to.

    TIP! If you have many small parts, such as screws and bolts, that you need to store but still need to access quickly, you should try small magnetic trays so they won’t slip off. It can be difficult to find what you are looking for in even the most organized tool shops.

    When you make home improvements, you make improvements to your quality of life as well. Many projects are surprisingly simple and inexpensive. Little projects can make a huge difference. Whether the projects you are thinking about are big or small, keep reading to find information that can help you find ways to add to the value of your home.


  7. Small Business Administration HUBZone Program

    March 12, 2019 by Thomas Herr

    The Historically Underutilized Business Zones Empowerment Contracting Program provides federal contracting assistance to eligible small businesses located in underutilized business zones to improve their employment opportunities, investments, and their area’s economic development.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  8. Grants from the Department of the Interior

    March 9, 2019 by Thomas Herr

    The responsibilities of the Department of the Interior include the management and conservation of federal lands and natural resources, including the administration of programs that are associated with Native Americans, Alaska Natives, Native Hawaiians, territorial affairs, and to insular areas of the United States.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  9. Introduction to the Small Business Administration

    March 8, 2019 by Thomas Herr

    If you’re looking for a way to help your business grow, now would be a good time to understand how the government can help you with your small business needs.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.


  10. Solid Home Improvement Advice When Trying To Sell Your Home

    March 7, 2019 by Thomas Herr

    Home improvements can be fun, but they can also be frustrating. Learning all you can about the subject will help things go quickly and smoothly. The following information includes the tips you need to successfully complete your home improvement projects.

    Combo Units

    TIP! Your air conditioning filters should always be kept clean. When it clogs, your unit will not be energy efficient.

    If your space is limited, think about purchasing a small, stackable washer and dryer. These combo units are great space savers in apartments and homes with not a lot of extra space. Combo units are stacked and take up half the room. These machines wash and dry clothes in the same unit.

    Use nails to drill some holes in your paint can’s rim. Your paint can contains a rim that the lid fits into. When painting this can fill up with paint and then overflow when the lid is replaced. WIth a nail, drive small holes around the outside of the can to help solve the problem.

    If there are small holes in walls from hanging pictures or paintings, try using spackle to renew the walls. You can find spackle at any home improvement shop. To take care of a few small holes, you’re not going to need much spackle at all. Use a bobby pin to apply spackle over the smallest holes. Whenever the spackle dries, you should use a rigid item, such as a credit card, in order to smooth the hole to ensure your wall is smooth. Roll or brush on paint. The holes will disappear.

    Coffee Table

    Opt for a unique coffee table rather than a generic pre-made one. You can use an old chest or old luggage to make a pretty nice storage bin. Place some accessories and books on the top and it will make your coffee table stand out. You can go as far as adding a tablecloth and teacups to give it a country look.

    Put bleach in your toilet bowl to keep it clean. It stinks, but it also kills germs. You can also used scented bleach to make sure the smell isn’t too bad.

    TIP! A new floor is a smart way to modernize any room. A reliable contractor can lay down a new carpet, hardwood or laminate floor in no time at all or, if you are so inclined, look for supplies a a local retailer and do the project yourself.

    Things like gutters and chimneys are forgotten about when most people are making home improvements. It is important that these areas of your home are maintained so they function properly. A dirty chimney is more likely to catch fire and clogged gutters can cause water damage.

    One of the most expensive things a homeowner can do is to replace the roof. If is something that you can not avoid you should be sure to get a fee quotes before choosing a roofer. There are a lot of options for roofing materials including tile, metal and wood. If you are not sure about these differences, you can also ask them to explain them to you so that you can make an informed decision.

    As stated in the beginning of this article, making improvements to your home can be hard if you are not educated on what to do. Having read this article, you should now know what it takes for a successful home improvement project.


  11. Planning Is Important With Any Home Improvement Project

    March 4, 2019 by Thomas Herr

    It’s frustrating to come home to the cluttered mess of failed improvement projects. Don’t get discouraged because you are able to do improvements to a home that are cost effective and don’t take a lot of time. Transform your house into something great with the following tips!

    Before you buy your home, have a licensed professional do a thorough home inspection. This will help you know for sure if anything needs to be replaced or fixed if you buy the home, without relying on your own expertise or information from the seller. An objective professional will provide you with all the necessary information without any argument or haggling to the price of the home.

    TIP! A decent drill is a critical tool that you’ll need for almost any sort of home improvement work. It allows you to make different sized holes in surfaces for screws, and allows you to drive the screws in with special attachments.

    Put nail holes into the paint can’s rim. The can’s lid channel generally accumulates paint, and when you go to put the lid back on, paint spills over the side. WIth a nail, drive small holes around the outside of the can to help solve the problem.

    Before you purchase new hardwood floors, have a professional investigate your current floors. Sometimes you might have natural and beautiful hardwood flooring under your current old flooring that just needs to be refinished. You will wind up with a nicer looking, higher-quality floor for less money.

    If you are in need of a screen for your window, consider making your own. Frame kits are customizable to various sizes and are inexpensive to use. Even if your window requires an external screen with special attachments, you’ll find appropriate adapters available that can be easily added to any screen.

    TIP! Take steps to ensure that your floors are protected from any stray drips while painting. This will be your front line of defense against paint stains.

    Downspouts, chimneys and gutters are overlooked often with home improvement. These elements of the house must be examined often to ensure they are always in good working order. A dirty chimney presents a very real fire hazard, and letting your downspouts and gutters get clogged can cause water intrusion and serious structural problems.

    It is important to turn the breaker off when doing any electrical work. Failing to do this may kill you.

    Natural lighting in basements is usually non-existent. Be sure to plan artificial lighting strategically to maximize your basement space. If you are lucky, you will have a basement with high walls that are above ground level. If you do, you might consider installing windows to bring in some natural light.

    TIP! One great way to save money on winter heating costs is insulating your attic. Heat rises over time and a tremendous amount of heat is lost in the fall and winter season in houses with poor insulation.

    There is nothing as fabulous as coming home to a house that is exactly how you want it. Using the tips that you’ve read, you can make reliable and great home improvements. Every step you take will help. With commitment and time well spent, you are on your way to the home of your dreams!


  12. Small Business Grants – Support for Veterans

    March 3, 2019 by Thomas Herr

    The SBA is dedicated to lend a hand to the service people in America and directly links with the Patriot Express Loan for veterans who desire to initiate their own business and want to start commercial activities. The SBA also plays a role in encouraging growth and job creation during the process, which is an indispensable part to support economic prosperity.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  13. Tips And Tricks For Working Home Improvement Like The Pro’s

    March 2, 2019 by Thomas Herr

    Visual appeal isn’t the only benefit of home improvement. Home improvement projects can also increase your home’s value, improve its quality, and make it more energy-efficient. The following article has advice to help you complete your project.

    Aluminum Tape

    TIP! Before you begin renovating, devise a firm and detailed plan. Having a plan is important for any project to be finished in time and within the expected budget.

    If there are small cracks in the roof, aluminum tape may be all you need to make the repair. Separate the paper backing and apply the sticky tape to a clean surface. Aluminum tape creates a waterproof seal.

    Think about refinishing your cabinetry instead of putting in new ones. Repaint the cabinet base and replace the doors and fixtures to get an updated new look. You will modernize your entire kitchen without spending a lot of money.

    Know what look you’re going for before you start any project. Your design choices will be determined by your personal decorating style. Try not to make changes in the middle of the project, as you should stick to your intended style. Then the time to make adjustments and changes will be costly.

    TIP! A fresh coat of paint is the quickest and easiest home improvement project to tackle. Adding some new paint to a home can give it a new appearance, which doesn’t really cost you a whole lot of money or time.

    Regularly changing the air filters in your home is very important. It will help you breathe cleaner air, and it helps keep your AC unit in good working condition. Most of the time these units have issues because the filters need to be replaced.

    Drywall Mud

    Adding texture to your walls with a mix of drywall mud will create an interesting look as well as mask any blemishes. Texturing is easy. Trowel drywall mud and use a stiff brush or sponge to dab at it and add texture.

    TIP! Be sure to protect your flooring when you paint. Don’t let wet paint stain your carpeting or flooring.

    Water damage is readily apparent when looking at a home for sale. Have a professional inspector look for structural damages, electrical problems, bad ventilation or roof defects. The investment will be worth it.

    Never underestimate how long a project could take or the potential issues that could cause it to take longer or cost more. Create a list of all the things you need to do. Also, it may be wise to get someone else to take a look at it, just in case you forgot about anything. Once you have created a clear, accurate list, it will be easier to keep the project on track in terms of cost.

    When trying to flip a house, the bathroom is key. Other rooms can be easily customized, but bathrooms must be kept in good condition. If the shower and sink aren’t looking to good, replace them with new ones. Floors made of linoleum may look pretty good and go in rather quick, but they should always be swapped out for a professional tile finish.

    TIP! If you are looking for issues, rotting wood, peeling paint, and water damage are all tip offs that a house has not been properly maintained. Always hire a licensed home inspector before you purchase to look for problems that are not easily visible, such as electrical, structural and ventilation defects.

    Finishing home improvement projects can better the home’s value and boost its energy efficiency, too. This article discussed some popular home improvement jobs that should be started today. The tips here should be a big help. The sooner you get started, the sooner you will see the benefits.


  14. Small Business Administration Loan Guarantees Program

    March 2, 2019 by Thomas Herr

    The Small Business Administration has established the Loan Guarantees Program wherein they aim to be able to provide guaranteed loans to small business establishments which are not capable of acquiring financing from a private credit marketplace but greatly manifests the ability to repay funds in a timely manner.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  15. Small Business Grants – Support for Veterans

    March 1, 2019 by Thomas Herr

    The SBA is dedicated to lend a hand to the service people in America and directly links with the Patriot Express Loan for veterans who desire to initiate their own business and want to start commercial activities. The SBA also plays a role in encouraging growth and job creation during the process, which is an indispensable part to support economic prosperity.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.


  16. Business Loans From GovLoans

    February 28, 2019 by Thomas Herr

    Interested businesses that are looking to procure a loan from the federal government can visit the GovLoans website, as it serves as the public’s gateway to government loan information.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  17. Every Home Improvement Question Answered Right Here

    February 28, 2019 by Thomas Herr

    For those who have never heard of feng shui, re-arranging your furniture can have an impact on the “energy” of a room. Of course, these effects could never accurately be measured, but anything that has a psychological upside deserves being explored. If simply clearing out the clutter can make you feel better, you should go for it. Keep reading to figure out some different techniques for changing your home around.

    Often, small improvements can add up to a big increase in the value of your home. If you plan to list your home for sale in the near future, it may behoove you to take on a series of small projects beforehand. One thing you can do is to paint you home inside and outside. Although it is an inexpensive project, it can increase your home value, dramatically.

    TIP! As you take steps to improve your home, you can do things that not only improve your house but make it reflect your tastes. Choose home improvement projects that really reflect your own personality and sense of style.

    Get a new porch light that features a motion sensor in order to help reduce your electric bill. You can still use this type of light manually, and the sensitivity of the sensor can be changed on most motion sensors.

    Be sure to lay down a tarp to protect the floor while you paint. This helps keep wet paint off of your flooring. One inexpensive and effective way to protect flooring is using layers of old newspapers. This can be also be done with a plastic sheet or paint cloth.

    Do not underestimate the amount of effort that your project will require. Make a complete list of all that you have planned. You should also seek the opinion of another on the off chance you overlooked something. It will provide you with a complete plan of what will be done and allow you to get a good idea of what it will look like upon completion.

    TIP! Before allowing any contractor to start working have a signed contract. To help protect you, have the home improvement contract reviewed by an attorney.

    If your new house is in the suburbs surrounded by a wooded area, think about installing a chain-link or wooden fence along your backyard. Doing this will keep wild animals, including coyotes, rabbits and skunks, from entering the yard. This is especially important if you intend to have a garden in your yard.

    Feng Shui

    It is clear that feng shui is a clever idea that may be helpful in creating a home environment that inspires success and good luck. Feng shui is a unique type of home improvement. It can provide your home with a whole new feel and look.


  18. California Downpayment Assistance Program

    February 27, 2019 by Thomas Herr

    The California Homebuyer’s Downpayment Assistance Program is a deferred payment junior loan that can be used in conjunction with other CalHFA housing programs.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  19. Get Great Advice On Home Improvement Projects

    February 26, 2019 by Thomas Herr

    Making improvements to your home is the best way to design a beautiful and custom home that fits your needs and can save you some money as well. Home improvements require a lot of planning and preparation in order to do them correctly. The following tips should help you keep yourself on track and have a successful project.

    If you have a major project in mind, consider hiring a professional designer to help you out. Unless you or someone you know has been professionally trained at design, whatever plan you create is unlikely to be functional. An experienced designer or architect can create a remodeling plan that incorporates all the appropriate building codes for your area as well.

    Weather Stripping

    Weather stripping is important to include around your windows for energy efficiency. Weather stripping allows your cooling and heating unit to operate more efficiently by locking in cool and hot air. This may also help to eliminate feelings of draftiness around your doors and windows.

    If you want your ceiling to look like it is higher, you can use these two very easy tricks. Try painting stripes on the wall or you can just add a taller floor lamp. This can be a good way to enhance the look of your room. Your ceilings will look higher and your rooms will look bigger.

    TIP! When doing home improvement work, one of the most important tools to have is a drill. You can make holes and drive screws of any size.

    Dusting and preventing dust buildup is importnat. Dust can easily accumulate in only a few day and create allergy problems for anyone. Cleaning your accessories frequently makes you aware of any pest invasions right away, in addition to keeping the dust at bay.

    If you prefer an inexpensive type of flooring, you will prefer vinyl over stone or ceramic tile. This material is very convenient, as it repels water and maintains durability. Vinyl flooring comes in sheets for large-scale flooring projects, and it’s also available in individual tiles for smaller jobs.

    These easy tips will help you become a master at improving your own home. By following them correctly, you should have little trouble in creating the type of home you have always wanted. It can only get better the more effort you put in, after all — at least if you follow smart advice like this to make sure you do home improvements properly!


  20. Historically Underutilized Business Zones

    February 24, 2019 by Thomas Herr

    The Small Business Administration has established the Historically Underutilized Business Zones (HUBZone) Empowerment Contracting Program wherein they aim to provide federal contracting assistance to eligible small business corporations which are located in underutilized business zones so as to improve their employment opportunities, investments, and their area’s economic development. The Small Business Administration will identify which businesses are eligible to receive HUBZone contracts and will then maintain a list of qualified HUBZone small businesses which federal agencies can then use to locate them.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  21. Home Improvement Does Not Have To Be Hard

    February 24, 2019 by Thomas Herr

    You naturally want your home to look good. If you educate yourself on the subject of home improvement, you’ll be in a position to make a positive change in the quality of your living space and the value of your home. Start with this article and grow from there.

    Keep an eye out for deals on carpet installation offered by national chains. Often, they will reduce the cost of installation to extremely low levels to help sell the actual carpet. When you see this type of sale, it’s time to have that new carpeting put in your home since full-priced installation can cost more than the carpet itself.

    TIP! If you can, put in actual wood flooring rather than laminate. Laminate floors may look like real wood and be easier to clean, however they cannot be refinished.

    If you are looking to reduce you energy costs, you could change your lighting system to operate on motion sensors. Depending on the brand you choose, you may be able to decide on the sensitivity and lighting time frames.

    Apply striping to the walls prior to doing a paneling installation. No matter how careful you are when installing paneling, the old wall still peeks through. To help camouflage this effect and keep this from being distracting, measure out where each panel will meet before your installation. Paint wall strips with a color that is going to match the paneling color.

    Punch holes in the paint can rim with a nail. The rim tends to fill up with paint, which will leak over the can and onto the floor when the lid is replaced. Creating holes on the rim of a can of paint will reduce spillage of paint when you replace the lid by creating places where the small amounts of excess paint can drain into.

    TIP! Changing your air filters is really essential. This makes your air better to breathe, but it also helps out your air conditioner and heating system too.

    Without spending too much money, you can make freshen the appearance of kitchen appliances. Stainless steel may be popular, but why trash your refrigerator that is still working because it is not a “cool” color? You can buy spray paint for your appliances in any color that you like. You can make your room look better immediately.

    You can use empty 2-liter soda bottles for storage containers. They are transparent and will protect nearly anything, such as dry goods like sugar, flour, and corn meal. You can keep them in the freezer, on your shelf or in the refrigerator. When you need something all you need to do is take the lid off and pour.

    Motion Detectors

    TIP! You can freshen up the look of any room by changing the flooring. Many contractors can install new flooring in a day.

    Make a point of installing motion detectors on your porch or entrance to your house. It will turn on your lights only when someone is there, reducing your electricity costs. A secondary benefit to installing the motion detectors is that they may deter thieves. Should someone break into your home, the lights will automatically come on and alert neighbors to their presence.

    Make sure you accentuate your home’s selling points. Don’t block any spectacular views or hide any elegant fixtures. Whatever you wish to do, you really have to show off the main selling points. Doing those extra things will allow a buyer to see your home’s full potential and make it more desirable to buyers.

    Now you can follow through and accomplish some of the excellent ideas presented here. Take notes, prepare your supplies, and get ready to start! The results will make the hard work worth the effort.


  22. SBA Resources for Women-Owned Businesses

    February 23, 2019 by Thomas Herr

    The Small Business Administration has a variety of offerings to assist woman entrepreneurs start and grow and their business endeavors. This latest video provides an in introduction to how the SBA can help you.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  23. Local Assistance from the Small Business Administration

    February 23, 2019 by Thomas Herr

    The Small Business Administration has many local offices and resource partners that counsel, mentor and train small business owners and entrepreneurs.

    These nearby offices and online assistance can help your business start up, succeed and grow. This short video provides a good introduction to services near you.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  24. Shopping for a Mortgage

    February 22, 2019 by Thomas Herr

    Shopping for a mortgage can be a very daunting task. Because of this many people will skip this step entirely. That could end up being a big mistake though.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  25. Tips For The Do-it-yourself Home Improvement Project

    February 21, 2019 by Thomas Herr

    You can definitely make your property value go higher with some good home improvement projects. There are a few simple remodeling tips which can maximize your property’s value. The ideas below will help you make improvements that increase your home’s value without breaking the bank.

    It can be a very large expenditure to purchase brand new furniture. Look at yard sales and thrift stores for furniture to update the look of your home. You could find a true treasure in a collection of used items, like furniture. Some may need a lot of work, but if you invest enough time, they can greatly improve your home.

    TIP! Weather stripping installed around doors and windows can make your home energy efficient. Weatherstripping is very cheap and easy to do, it will stop cold air from coming in your home and you will save money on energy.

    Put a stop to your squeaky floor by using construction adhesive. You’ll need to apply the adhesive from the basement below or in a crawlspace. Use a caulking gun to apply, and run glue along the side of each floor joist, sealing the sub-floor planks to them.

    Replacing a door’s hinge may be the best idea if it squeaks. You can find hinges at different hardware stores. All you need to is attach each section to your door and the frame of your wall. Then, get the hinge parts aligned and put the pins back into place.

    If you have a water leak coming from your faucet or beneath the sink, hire a professional. Just gather a bit of the dripping liquid in a bucket and call someone who knows what they are doing.

    TIP! Sign a contract before you allow any contractor to start working. If possible, get a lawyer to look at the contract before work begins.

    Before painting or staining a wooden object you should use sandpaper to smooth the surface of the wood and then wipe the object off with a damp rag. Using fine-grit sandpaper is the best way to smooth the surface. Wiping it off removes dust which could leave bumps behind.

    As you can now see, these simple tips can help you improve your home and save you money. When you are going to be putting your home on the market you will be happy to know that it is in good shape.


  26. Community Development Credit Unions

    February 20, 2019 by Thomas Herr

    A Community Development Credit Union, more commonly known as a CDCU, is a credit financial institution which owned and controlled by its members in an effort to sustain the ability of being able to provide a wide array of financial services. Basically a Community Development Credit Union is a type of Community Development Financial Institution (CDFI) that is specially designed to low and moderate income people and communities with or without small businesses.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  27. Feel Like You Got A New Home With Home Improvement

    February 19, 2019 by Thomas Herr

    How one handles improving things in their house using their own hands says a lot about their character. Attention to detail does not leave any room for error. This may sound scary but keep reading.

    Before you buy your home, have a licensed professional do a thorough home inspection. By hiring a professional, you can find out what needs to be fixed without simply relying on the seller’s word or what you see. Enlisting a professional inspector who does not have a stake in the sale is a smart method of keeping things honest.

    TIP! In order to attach PVC pipes, you need PVC primer and cement. Avoid costly leaks and damage by using the correct materials to join the two pieces together.

    A small room in your house does not always have to be dark. Get some light into these rooms. Do some window cleaning so they sparkle, then open your drapes. It’s amazing how much bigger a room looks when you take advantage of natural light. Avoid clutter, and use muted colors on the walls. Suddenly, your small room will seem to expand.

    Thoroughly dust your home at least one time every week. Just a few days could allow for quite a bit of dust to build up and cause allergy issues in the home. Cleaning your home thoroughly once a week is also a good way to get rid of parasites and to keep everything looking nice.

    Drywall Mud

    TIP! To keep air from getting out, buy draft stoppers and seals. Draft excluders are made to fit on the bottom side of a door to prevent warm air from escaping and stop cold air from entering.

    Texturing walls using drywall mud can add visual interest and cover up many blemishes. Texturing is simple. You only need to apply the drywall mud to the wall and then press to add an interesting texture with a sponge, brush or crumpled up paper bag.

    If you want a simple home improvement, go buy some paint. That newly applied paint job can breathe fresh life into a dated and faded-looking interior or exterior. If you are aiming to sell your home quickly, a new coat of paint can do the job.

    Rarely you may find water leaking underneath the sink or possibly from the faucet, but do not try to repair the leak on your own. Simply catch any leaking water with a container large enough to hold any excess liquid for a period of time and contact a plumbing professional.

    TIP! In time, the caning of a chair begins sagging. There is something you can easily do to fix this.

    Home improvement can be hard, but that doesn’t mean it’s only for experienced or serious enthusiasts. Nearly anyone can have fun with it. These tips were constructed to help those of all levels find their way into it.


  28. Looking To Repair Your Home? Check Out These Helpful Hints

    February 17, 2019 by Thomas Herr

    Are home improvement projects something that you are interested in doing to spruce up your house? Well, look no further! Keep reading to discover a handful of insightful ideas for making your home a more livable place.

    If you want a simple home improvement, go buy some paint. Adding new paint to your home can make it seem new again. Best of all, adding a new coat of paint does not take much time, and it is very cheap. Getting a new coat of paint will make your home more appealing to potential buyers.

    TIP! For an affordable way make your bathrooms look better, try purchasing metal fixtures. There are complete sets out there that include a full array of hardware: drawer pulls, cabinet knobs, towel racks, curtain rods, and even toilet paper holders.

    Before painting a room, cover each electrical outlet with foil. It’s less time intensive to use aluminum foil to protect covers from those accidental splatters. Cleanup is easy with this method. Just make sure the paint is completely dry before you take the foil off for recycling.

    Appliance paint can be used to update the appearance of your kitchen in just hours. Although the stainless steel look is in, you don’t need to toss out your good appliances just for a different look. Just purchase spray paint for your appliances and color them the color of your choice. This can give your kitchen a more modern appearance in just one day.

    Don’t buy furniture that has busy prints. If you choose a love seat with an elaborate floral print pattern, you just decided on your home decor in advance. Instead, buy solid colors in natural tones. You can mix and match patterns with your throw blankets and pillows, while keeping the effect of the patterns at bay.

    TIP! Before pulling up stakes and moving to a new home, think about putting some effort into home improvement in the home you now have. A renovation can allow you to alter your home to fit your lifestyle and needs without having to go through all of the work, stress and expense of moving.

    Use empty baby food jars to organize your work area. Screw or glue the jar lids onto the bottom part of a shelf. You can put small items in the jars. Twist the jars into the lids back under the shelf. This will help maximize your space and efficiency.

    Front Door

    Unsurprisingly, an immaculate, well-crafted front door can increase the value of a property as much as 10 percent. Update the appearance of your entire house by installing a brand new doorknob and matching lock to your front door.

    TIP! A level is key to installing new cabinets. You can begin at the absolute highest point of your kitchen floor, setting the benchmark line for the cabinet installation.

    Set a budget for any home upgrades or repairs. People will maintain their houses better if they set aside enough money for repairs and improvements. Place this money into a savings account specifically used for home repairs, and use it in the future.

    Air conditioning units are not known for their sleek design and visually appealing appearance. Using latticework or a trellis can help camouflage safely and efficiently. You can use a large plant like Pampas grass as a disguise, but remember to plant it at least one foot away from the unit.

    If you follow these tips, you can make your home look great. Apply the tips in this article and get started on a home improvement project today.


  29. Introduction to the Small Business Administration

    February 16, 2019 by Thomas Herr

    If you’re looking for a way to help your business grow, now would be a good time to understand how the government can help you with your small business needs.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  30. SBA Celebrates Woman-Owned Veteran Small Businesses

    February 15, 2019 by Thomas Herr

    Woman Business Owners from around the country join U.S. Small Business Administration Administrator Maria Contreras-Sweet for this special Veteran’s Day Google Hangout-On-Air.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and impact investment programs from around the world.


  31. Pell Grants – Help Financing Your Education

    February 15, 2019 by Thomas Herr

    The Federal Pell Grant Program is overseen by the Department of Education and falls under the Federal Student Aid Information Center. In order to be eligible students must be enrolled in eligible schools that may be public or private nonprofit institutions of higher education.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  32. Having A Hard Time Finding Home Improvement Ideas? Look No Further!

    February 15, 2019 by Thomas Herr

    There are few projects that are as satisfying as the ones that improve your home. You can really feel pride of ownership when you dedicate time to making your home the best it can be. You may wonder where to start. This article contains effective tips for starting home improvement projects.

    Always keep your air filter clean. When the filter is clogged, your house uses more energy. It also means that the unit runs longer than it really needs to. Change the filter according to the manufacturers directions.

    TIP! It may be necessary for you to give a porch a fresh coat of paint. Utilize exterior paint that is of high quality.

    Consider the character of your neighborhood when planning home improvement projects. A Victorian-styled home amongst a row of small, cute saltbox cottages stands out, and not in a good way. You have to remember that you’ll likely sell your home in the future, and this will be much easier if it fits in with the neighborhood around it.

    Dusting your home and furnishings on a weekly basis is a good idea. A lot of dust and dust bunnies can accumulate over the course of a few days providing a way for allergens to get in the way of your life. When you dust your accessories, you clear away dirt and check for fleas, spiders and ants.

    Prior to panel installation, add stripes of paint to your walls. This will ensure that any small gaps don’t become glaringly obvious. Take the time to measure and mark where panels will meet. If you have paneling, make sure your paint color matches!

    TIP! Regularly changing the air filters in your home is very important. It will keep the air in your home healthier, and it’s good for your air conditioning system.

    You can dress up pillows in any room which can be a simple project. Old jeans, concert t-shirts or anything else with cool designs can be cut to size and sewn together to make decorative pillowcases. This can add personality and lighten the mood in a young teenager’s private space.

    If your next project involves lighting or other electrical components, you must cut power to that area before you begin. If you don’t, you’ll be in for a shocking experience that could result in your death.

    Proper Planning

    TIP! An over-the-range microwave is a great space saver for your kitchen. Replacing the range hood, these microwave ovens come in a wide range of prices, and some have special features such as convection cooking.

    Proper planning ensures that your home improvement project will go more smoothly. Leaving important decisions unmade until the day the work gets done is a recipe for disaster. You could make the wrong choices, or delay your project by not making any decisions at all. Proper planning results in a job that goes more smoothly.

    Even if your home improvement plans are in the middle term, start finding ideas now. The more ideas you evaluate now, the more ideas you will have to choose from when it comes time to decide on a project. Knowing what you want ahead of time will make your project less stressful, and you will be happier with the outcome.

    Your home is a very special place, so it’s important that you take the time necessary to appreciate it fully. It’s very important to make your home look as good as possible for this reason. This article has offered some great suggestions. Consider the ones you want to try and then schedule some time to get to work!


  33. Success With These Home Improvement Tips!

    February 13, 2019 by Thomas Herr

    Do you feel like you know everything there is to know about home improvement? Do you have the knowledge to repair things around the home? Use the advice below to expand your knowledge.

    If you can, put in actual wood flooring rather than laminate. Laminate might look like real wood, and it truly simpler to maintain and clean, but they can not be refinished. Choosing the cheaper option will mean that it will have to be replaced sooner, whereas quality materials can last for decades.

    TIP! Adding big value to your home can be accomplished with even the smallest of improvements. If you are planning to sell the house you live in, make some small improvements.

    Replacing or adding weather stripping is one of the easiest and most affordable ways of creating an energy efficient home. This is a cheap method to make your home more energy efficient. No longer will you feel a draft on a cool night.

    If you are looking to reduce you energy costs, you could change your lighting system to operate on motion sensors. It can be switched on manually and the sensitivity can be adjusted on several models.

    If you want just a small improvement, go and buy a gallon of paint. It is amazing the difference that a little paint can make, and it doesn’t cost a lot to do. A new coat of paint is nearly as beneficial as buying a new home all together.

    TIP! If your plans for your home involve significant renovations or remodeling, it is typically best to hire an architect or professional designer. Unless you or someone you know has been professionally trained at design, whatever plan you create is unlikely to be functional.

    A great tip for home improvement is securing the opinion of the professional before fixing a big task by yourself. A simple piece of advice from an expert can steer you away from making immensely frustrating (and costly!) mistakes. There are many mistakes that can be avoided by consulting with professionals.

    Tailoring pillows to suit a teenager’s tastes is not that hard. You can use old t-shirts with neat designs, band shirts, or even jeans to cut and sew into pillows. Personalize your teen’s room and add some spice without spending a lot of money.

    When you need the help of professionals to complete your home improvement project, you’ll want to deal only with reputable companies. If you’re unable to obtain a physical address from a company and they’ll only deal with you over the phone, the company may be small and unreliable. Try choosing companies with strong reputations.

    TIP! One good home improvement tip is to make sure that you keep your personal style in mind when making changes. Add your own touch to home improvements.

    You might know some things about working on your home but it takes some time to know a lot about it. You might be surprised by how and when home improvement knowledge comes in handy. This article addressed many tip that will help you learn how to do most home improvement projects.


  34. Small Business Administration HUBZone Program

    February 12, 2019 by Thomas Herr

    The Historically Underutilized Business Zones Empowerment Contracting Program provides federal contracting assistance to eligible small businesses located in underutilized business zones to improve their employment opportunities, investments, and their area’s economic development.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  35. SBA Celebrates Woman-Owned Veteran Small Businesses

    February 11, 2019 by Thomas Herr

    Woman Business Owners from around the country join U.S. Small Business Administration Administrator Maria Contreras-Sweet for this special Veteran’s Day Google Hangout-On-Air.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  36. Tips To Avoid A Home Improvement Nightmare

    February 11, 2019 by Thomas Herr

    You can save money, time, and energy by learning various home improvement techniques. The following information will let you know if it is worth tackling the project on your own or if it is best left to someone that does it for a living. It is smarter to call an expert if you aren’t sure, however!

    If you are thinking of purchasing a home, hire a professional inspector to check it out. It is always good to have a professional and neutral opinion on the home you are interested in buying. A third party professional is objective and can keep the process civil.

    TIP! The most important step in making home improvements is to make sure your home will look the way you want it to. Including your own personal touch can make any project special.

    You can realize great savings on your kitchen remodel by simply refinishing existing cabinetry, rather than buying new cabinets. Paint the bases, replace fixtures and get new doors for a brand new kitchen. That will allow you to modernize the kitchen without paying too much.

    Buying a microwave built for over-the-range installation can free up a little valuable counter-top real estate in your kitchen. These units take the place of a range hood and are available at a variety of price points. Some even have features such as built-in convection cooking. As most units just have recirculating filters, it’s a good idea if strong venting isn’t required.

    If you wish to do an easy home improvement project, get to a store and purchase some paint. A new coat of paint will make your home look much better. Besides, it is a very simple and affordable project that should not take too much of your time. A new coat of paint is nearly as beneficial as buying a new home all together.

    TIP! Oftentimes smaller rooms seem more gloomy, but this doesn’t have to be the case. Allow light to filter in.

    This article makes it clear that you need to realistically evaluate your skill level before taking on any home improvement project. If you follow the rules contained here, you can ensure you are making the right choices. Remember, it is wiser to know when to ask for assistance than end up with a disastrous project.


  37. Home Improvement Does Not Have To Be Hard

    February 8, 2019 by Thomas Herr

    Have you thought about tackling a home project? It is not as hard as you think. A lot of people think that if you clear the doorway you will gain money. The following article gives many techniques to use in your home improvement projects.

    Prior to purchasing a home, have it inspected by a professional. This way, you’ll be clear on what repairs or replacements need to be made. A professional provides an objective opinion, and that can keep discussion of any issues he or she finds civil.

    TIP! To keep electric costs down while illuminating your yard, change out your regular porch light for one that has a motion sensor. It is still possible to turn the light on manually, and the sensitivity is adjustable.

    Reach for the uncommon if you want to put in an addition that makes your home classier and more sophisticated. Perhaps you want to add in a library or a wine cellar. It will seem impressive to your guests and also to future homeowners, who may be interested in buying your property.

    Know what style you are looking for before beginning any type of home improvement. Figuring out what your decorating style is will help you decide what improvements to make on your home. If you don’t, you may find that you change styles mid-project without realizing it. The time you then spend making necessary changes will be quite costly.

    Putting weatherstripping in your home will ensure that you will have a better energy footing. This is a cheap fix but can save you lots of money on heating and cooling costs for your home. No longer will you feel a draft on a cool night.

    TIP! Small rooms can seem dreary but that can be changed. Get some light in there! Clean your windows, and open your blinds.

    You can decrease energy costs and still have a well-lit exterior by switching out your always-on lighting system for one that is motion-activated. It is still possible to turn the light on manually, and the sensitivity is adjustable.

    Extra Storage

    If you have old shoe boxes handy, then you have extra storage for any room. Use fabric or wallpaper to cover the boxes and create an appealing design. It’s a very easy way to add extra storage as well as beauty to your room.

    TIP! If you are not able to get a designer, you can do it yourself. Pick up books, look through magazines and visits blogs to help you.

    A new floor is a smart way to modernize any room. You can choose to get it professionally installed or do it yourself. Be sure to seek advice before deciding which method is preferable.

    Try using radiant heat tiles if you are going to be resetting tile. They electrically provide heat to your floor. There are luckily some easy ways to do it yourself. This makes it a project you can add on whether you are hiring someone or doing it yourself. You’ll be grateful you did the first winter morning that you walk into your bathroom.

    Safety first is the number one rule when it comes to home improvement projects. There’s a certain amount of risk involved in most improvement work, and you can add to it significantly if you don’t know what you’re doing. Read your tools’ instructions carefully and ask for assistance, if necessary, from employees at your local hardware store. Numerous online tutorials exist to help you with projects.

    TIP! Aluminum foil can be used to cover up electrical outlets before painting commences. It’s easier to use aluminum foil, and it protects the outlets.

    Feng shui is the idea that the placement of furniture can impact your home’s energy flow and have a difference in your quality of life. Apply what you’ve just learned, and get started on your next project today.


  38. How to Apply for a Federal Grant

    February 8, 2019 by Thomas Herr

    We often hear of federal grants and how they can help make our lives better. Well, they actually do, make our lives better. But instead of assisting our personal financial needs such as personal debts and rent payment, federal grants intend to make our lives better by innovating solutions to the problems in the community and the society.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  39. Business Loans From GovLoans

    February 8, 2019 by Thomas Herr

    Interested businesses that are looking to procure a loan from the federal government can visit the GovLoans website, as it serves as the public’s gateway to government loan information.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  40. CDBG for Indian Tribes and Alaska Native Villages

    February 7, 2019 by Thomas Herr

    The Community Development Block Grant for Indian Tribes and Alaska Native Villages is a program of United States Department of Housing and Urban Development (HUD),

    HUD is a Cabinet department in the Executive branch of the US federal government, which work is focused in the development of strong, sustainable, inclusive communities, as well as quality affordable homes for the all the citizens of America.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  41. Expert Advice On Your Next Home Improvement Project

    February 6, 2019 by Thomas Herr

    Home improvement can do a lot for your house. It can make your house more beautiful and more livable, as well as helping it to have a higher resale value. Even if you do not have construction experience, do no be scared to take on difficult home improvement projects. Keep reading for tips that provide you with excellent advice to get the results you seek for your home improvement projects.

    Refinishing your cabinets, instead of choosing to replace them, can save you quite a bit of money. Paint all of the bases and replace the doors and hardware to get a new look. It can give your kitchen a more modern appearance for a reasonable price.

    TIP! Your AC unit’s filter should be kept clean. Whenever the filter is dirty, your air conditioner will be forced to work harder in order to keep a cool home.

    If you’d like to get your garage organized, purchase a few clear plastic storage containers and start sorting items by type and frequency of use. Label each box, and stack them up. The project is inexpensive and keeps pests out of your belongings.

    If you’re purchasing new furniture, it’s best to avoid pieces that have busy upholstery. Florals, bright colors and geometric shapes can force your decorating hand. Accessories are an inexpensive and easily changed way to give neutral, solid-colored furniture an injection of pattern and color. Create patterns with pillows and throw blankets, and do not hesitate to change patterns regularly.

    Make a bookcase using a bit of wallpaper. A design that is unique but visually pleasing can go a long way. Line the back of the bookcase with wallpaper for an added design flare when you place your books. Doing this can take your bookcase from an item in your room to the focal point.

    TIP! Add a bit of class and sophistication to your home by building an unusual addition. Consider installing a wine cellar or library.

    A good thing to consider is to ask a professional’s opinion before you start out on your venture. Many times, that opinion will save you quite a bit of money and time. Always consult a professional when you are renovating your home for the best advice.

    Dressing up pillows for a young adult’s room can be very simple. You can sew a new cover from interesting t-shirts or vintage jeans by cutting to size and sewing them up. This can make a great personal addition to any teenager’s room, and give their room a bit of personality.

    Have your list ready before you go shopping for home improvement items. List the things you will need so you will not have to go to the store too many times.

    TIP! Make yourself a shopping list before going to the store. This will make it less likely that you’ll have to return to the store for something you forgot to get.

    If you follow the advice you’ve read in this article, you’ll know how to prepare your home improvement tasks properly and eliminate unnecessary stress and unexpected expenses. Grab your tools and get out there!


  42. Community Development Credit Unions

    January 29, 2019 by Thomas Herr

    A Community Development Credit Union, more commonly known as a CDCU, is a credit financial institution which owned and controlled by its members in an effort to sustain the ability of being able to provide a wide array of financial services. Basically a Community Development Credit Union is a type of Community Development Financial Institution (CDFI) that is specially designed to low and moderate income people and communities with or without small businesses.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  43. Shopping for a Mortgage

    January 25, 2019 by Thomas Herr

    Shopping for a mortgage can be a very daunting task. Because of this many people will skip this step entirely. That could end up being a big mistake though.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  44. Introduction to the Small Business Administration

    January 23, 2019 by Thomas Herr

    If you’re looking for a way to help your business grow, now would be a good time to understand how the government can help you with your small business needs.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  45. Small Business Development Centers – An Introduction

    January 23, 2019 by Thomas Herr

    Small Business Development Centers are partnerships between universities and the Small Business Administration, to provide management and technical assistance to businesses on a very large scale.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  46. Supporting Black-Owned Business

    January 23, 2019 by Thomas Herr

    We’ve read stats showing that Blacks have a buying power of $1.2 Trillion dollars and that Black women are starting businesses at a faster rate than any other group, but is this enough to change the economic inequalities that plague Black neighborhoods?

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.


  47. Grants From The Department of Labor

    January 23, 2019 by Thomas Herr

    The Department of Labor was primarily created to nurture, promote and develop the welfare of job seekers, wage earners, and retirees of the United States of America, as well as to improve the country’s working conditions, advance employment opportunities and ensure work-related rights and benefits.

    This post is part of a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on small business grants and loans, home buyer programs and Community Foundation programs from around the world.


  48. Community Development Credit Unions

    January 22, 2019 by Thomas Herr

    A Community Development Credit Union, more commonly known as a CDCU, is a credit financial institution which owned and controlled by its members in an effort to sustain the ability of being able to provide a wide array of financial services. Basically a Community Development Credit Union is a type of Community Development Financial Institution (CDFI) that is specially designed to low and moderate income people and communities with or without small businesses.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  49. Small Business Grants – Support for Veterans

    January 22, 2019 by Thomas Herr

    The SBA is dedicated to lend a hand to the service people in America and directly links with the Patriot Express Loan for veterans who desire to initiate their own business and want to start commercial activities. The SBA also plays a role in encouraging growth and job creation during the process, which is an indispensable part to support economic prosperity.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    Find additional information and resources on nonprofit information, educational grants and Civic Engagement programs from around the world.


  50. Small Business – Doing Business with HUD

    January 22, 2019 by Thomas Herr

    This Outreach session will provide guidance on how to do business with HUD, best ways for marketing your business to HUD, and the type of services and products HUD buys.

    This post is aligned with a network of sites interested with the intersection of small business, the philanthropic sector and government in creating healthy and sustainable communities.

    For more information on small business grant and home ownership programs visit TopGovernmentGrants.com.