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Posts Tagged ‘home improvement’

  1. You Should Ask For References Before Hiring A Contractor

    June 19, 2018 by Thomas Herr

    Quality work shows when it comes to home improvement projects. On the other hand, that’s not the only consideration. You also need to make sure that the home improvement is done safely. Are you not sure how to proceed? Don’t fret; this article can help you start.

    Be on the lookout for sales on carpet installation at local carpet dealers, as well as national retailers. Often, you’ll be able to negotiate low-cost installation when you buy the carpet. Take advantage of theses sales and deals because you can save on the price of installation as well as the price of the carpet.

    TIP! Keep an eye out for deals on carpet installation offered by national chains. Often, they will reduce the cost of installation to extremely low levels to help sell the actual carpet.

    Purchasing brand new furniture is a very costly enterprise. Perhaps you can acquire some quirky pieces from estate sales and thrift shops. Real treasures could be found among used items, such as furniture. Although some of these items may need a little work, with a little elbow grease, they could become your most prized possessions.

    Turning off the water is important when you are working to improve your kitchen or bathroom. Find the shutoff for water in your home before you begin any kind of work on rooms that use water. By doing this, you are making sure that you do not get a flood.

    If you want to change the design of your kitchen, try out new handles and knobs on your cabinetry. Replacing knobs on cabinets is a easy way to impact the look of your home. Take the time and clean out your cabinets as well when replacing the knobs. Put the new knobs on and you are all done!

    TIP! When you are doing a renovation, consider the investment. Will the renovation appeal to a buyer in the future? By nature, a design feature that is personal to you is less likely to feel personal for someone else, and therefore, it may deter interested parties from buying your home.

    When you are doing major renovations on your home, think wisely and decide to make bathrooms accessible for the handicapped. You can do this step-by-step, but it’s a good idea to be prepared, just in case you need it when you get older. These improvements will increase your home’s value.

    In any home improvement project involving brick, purchasing extra bricks is a very wise investment. It is not always easy to find the same bricks that you have after your purchase date. Brick styles change often. If you have extras on hand, you will be well prepared for the future.

    To give your home more curb appeal, re-paint your garage door. Because garage doors are always exposed to the weather, they can soon become quite tattered looking. A coat of matte or semi-gloss paint adds a fresh look to your home, instantly boosting its value and appeal. Customize exterior trim and doors with a new color that compliments the color of your house.

    TIP! If you are planning a major project, hire someone professional to create the plans. If you do not have any professional training, your plans may ignore function in favor of form.

    Yes, you can add to a home if you do a good job with home improvements, but you need to remember to be safe. Do plenty of research before you get started. Begin today! Put this advice to work in making your home more pleasant and attractive.


  2. Learn All About Home Improvement Efforts For You

    June 13, 2018 by Thomas Herr

    Home improvement is more than a hobby for anyone who is mechanical-minded. Home improvement projects can benefit you much further than providing you with a nicer home to live in. When done properly, home improvements can really increase your property’s value. This article will equip you with advice to get a good return for your home improvement project.

    It can be very expensive to purchase new furniture. Instead of buying new you can get creative by finding unique pieces that are gently used. There may be a lot of cool used things you find, like new furniture. They may need a little fixing up, but they can be delightful to behold.

    TIP! If you are purchasing a home, hire an inspector. Thus, you will not have to trust your own impression or the seller’s word when it comes to necessary repairs.

    When it comes to home improvement, be sure to pay attention to the most visible improvements. When you sell your home, buyers will be looking at it, not inspecting its guts. While there is a lot to do in terms of improvements that people cannot see, you have to work on the most obvious ones first and foremost.

    Get new metal fixtures for your bathroom. Towel racks, toilet paper holders, shower curtain rods and cabinet knobs are available in a variety of shapes and finishes. Many home improvement stores offer these fixtures as part of a complete, coordinating package, that can easily be installed in a single day.

    As far as making home improvements goes, make a plan ahead of time. Planning a project will help keep errors to a minimum and will save time. Pull ideas from magazines, others homes and anything that you really like.

    TIP! Make a bookcase using a bit of wallpaper. First, select a wallpaper pattern you find unique and attractive.

    While painting, you should always remember to protect your floors. Don’t let wet paint stain your carpeting or flooring. Layers of old newspaper make an inexpensive protective covering. Plastic sheets and paint cloths may be used as well.

    These are just a few of the things you can do to improve your home. Keep doing your research in order to make the best home improvements possible. Research that you do ahead of time makes a lot of difference between a poor home project and a good one. Be certain you possess a clear understanding of any home improvement you do.


  3. How To Effectively Irrigate Your Yard For A Nice Lawn

    June 10, 2018 by Thomas Herr

    You can take up home improvement as an occasional task or a never-ending obsession. It can be valuable for your home, too. You don’t want to destroy your home in the process though. This article will help you take the right approach in planning out projects so you will avoid costly errors.

    Light-colored roofing is a great investment. Light colors deflect the heat from the sun away from the house. You can save a substantial amount on your monthly heating and cooling bill.

    TIP! If you are thinking of purchasing a home, hire a professional inspector to check it out. By doing this, you will know exactly what needs to be replaced or fixed.

    Using texturing techniques add interest to your walls and cover blemishes. It is not hard to do. Apply drywall mud and, using a brush or a sponge, add some texture to the mud.

    Never waste your money on materials that do not meet quality standards or pose a risk to yourself and your family. It costs a lot of money to install new flooring, and if you compare prices, you can keep your expenses to a minimum. There are discount supply stores out there, as well as bargain hunting places that can help.

    Putting in another bathroom will add a great deal of value to your home. Having additional bathrooms is terrific, particularly if it is on a different floor from the existing ones. Having two will reduce fighting over bathroom privileges and create a happier household.

    TIP! Wall surfaces can be much more appealing (and imperfections in them are harder to spot) when they’re textured with drywall mud. It is not hard to do.

    Put exhaust fans in the kitchen above the stove, and in each bathroom. By venting humidity to the outdoors, you will reduce the chance of problems with mold and mildew. In addition, lower indoor humidity can keep moisture from being trapped inside walls, a leading cause of rot.

    As you’ve read, taking on a home improvement project can be a great investment, but it has its pitfalls. Bad choices could actually detract from your home’s value. By applying these simple rules of home improvement do’s and do-not’s, you can keep from making a disaster that you will be forced to live with.


  4. Do It Yourself With These Home Improvement Tips

    June 8, 2018 by Thomas Herr

    Being a homeowner is quite rewarding. It means you get to incorporate your own personality into a home. You get to select which improvements to undertake in your own home. This article will give you advice on making those improvements.

    Stay as creative as possible when renovating your home. A wine cellar or a library brimming with shelves are wonderful spaces in any home. Not only will your guests be impressed, but it will be a good selling point in the future.

    TIP! Keep your AC unit running great by cleaning your filter. If it is backed up, the AC unit will need to work that much harder.

    When trying to keep your home cool in the summer time, employ the use of lots of fans. Ceiling fans can circulate air in your room to keep it cooler. The use of these fans can impact the use of your central heating and air system, which lowers your energy costs.

    Lampshades are not typically very interesting. Buy some cheap stencils at your local craft store, and using some acrylic paint or dye based ink pad, dab around the designs, transferring them to your lamp shade. You can give life to your home, as it can take away the boring environment you previously had.

    Sponge your drywall. You do not need to sand the seams on drywall, when you can just sponge them. With some practice, using a wet sponge can smooth out drywall seams as good as sanding. With the sponge, though, you’ll avoid getting all that drywall dust all over your house.

    TIP! Work on the most obvious areas when doing home improvements. Buyers will notice these improvements, and small things such as a fresh coat of paint or a well-maintained garden can make a huge difference in their opinion of the house.

    Shut off your house’s water supply when your home improvement work takes you into the kitchen or the bathroom. Using shutoff valves is an important step in any project that involves plumbing. This will stop your house from flooding.

    Take your time when doing demolition during a home renovation. You should always check the structure behind a wall or a cabinet before you tear it down. If you find electrical components, it might cost a lot to repair any issues you have created.

    Perhaps you’re really ready to make some home improvements, but just don’t know how to go about it. Well, information is all that you need. The tips from this article will help you on your home improvement journey.


  5. Home Improvement Can Be Completed By A Dummy

    May 30, 2018 by Thomas Herr

    The ultimate benefit to home improvement is the appreciation in value of your home. Plus, these updates, renovations and additions can save you money as well. Some people even find do-it-yourself home improvement projects to be an entertaining hobby. You can pick up some handy home improvement pointers by reviewing the advice presented here.

    Keep your eye out for installation sales on carpeting at both flooring stores and home improvement stores. Often, they will reduce the cost of installation to extremely low levels to help sell the actual carpet. Such circumstances are prime to get new carpet in your home, as labor plus installation costs can often exceed the entire price of the carpet you buy.

    TIP! If you want to decorate your own home, do your research. Books, magazines and websites contain a plethora of information you can use.

    Anything simple, like a lampshade, can look and be boring. Use some basic stencils and paint to give your boring lamp shade something extra. Using this simple tip can make your whole room appear livelier.

    When thinking of improving your house, think which room is the one you want to improve first. Remember, it is not crucial to improve everything at the same time; you can work on one room and then move to the next. Do some advance planning when it comes to remodeling, and watch for sales and deals on construction and labor. Planning ahead is a smart way for you to save money when you are improving your home.

    Make sure that the home improvement work you do can be easily seen. If you are trying to sell your home you do not want people to be put off by unattractive features. Not all important repairs are immediately obvious, but when trying to sell a home, you should emphasize those that are readily apparent.

    TIP! When considering your next big project, start by securing help from your family and friends. By waiting until the project is started, you may have difficulty finding the extra help you need.

    Before starting your renovation, make sure that you have a well-designed plan in place. A plan will help you remain on budget and on a designated time scale. If you make changes during the project, you can increase the price and the time. Contractors will be much happier if you know what you want before construction starts.

    As stated before, these projects are not only satisfying, but they also have much practical value and can increase the value of your house. These tips will have, hopefully, helped you make the right decisions so you can save some money and do a great job.


  6. Send Your Home Value Skyrocketing With These Improvement Tips

    May 23, 2018 by Thomas Herr

    You’ve probably heard of home improvement and thought that it’s something you could never do. Be aware that even beginners can make certain improvements. This article will provide some valuable information, advice and tips on how to enjoy the benefits of a well done home improvement project.

    A quick home improvement idea is to lighten up those small, drab rooms in your home. Let some light in! Clean your windows until they sparkle, and open the blinds! A room will instantly look bigger with a little natural light. Paint your walls a color that is pale and do not have a cluttered home. That tiny room will suddenly seem much more spacious and breathable.

    TIP! Lampshades that are plain add no personality and are boring. Get cheap stencils at the crafts store, an ink pad or acrylic paint, and try dabbing the designs around the shade.

    You can make a huge positive difference in the appearance of a room by installing a new floor in it. A good flooring company can give you carpet, hardwood, tile or laminate in one day; you can also do it yourself by visiting a home store and checking out what is available.

    Construction adhesive can help eliminate a squeaking floor. You may need to do it from your basement or even the crawlspace, but this is one improvement that is worth the effort. You will basically be gluing each floor joist to its neighbor by applying a glue line along each one with a caulking gun.

    If an interior designer is too expensive for you, do some research to do the job yourself. Try some websites, books and magazines for some help. You may discover an inspiration for a new look in a magazine. Many magazines also offer tips on how to cut costs on home improvement projects.

    TIP! When replacing baseboards, stained wood offers more appeal than painted baseboards. This gives your baseboards that look of real wood that blends very well with a modern or classic home.

    If your home heating costs are out of control, consider insulating your attic to save money. Because heat rises, a massive amount of heat can be lost by houses that have bad insulation, especially during autumn and winter. The insulation can be purchased at any hardware store and is relatively easy to install.

    Before you do anything with electrical outlets or lighting fixtures, you need to turn the electricity off. Touching live wires without having disconnected the power supply can cause electrocution and even death.

    As mentioned before lots of projects are accessible, even to newbies. You should be be more confident now, so make use of these tips, and tackle your home renovation projects. The accomplishment you feel will be worth every second spent.


  7. Get Rehabilitation Mortgage Insurance to Improve Your Home

    February 11, 2015 by Thomas Herr

    construction houseThe U.S. Department of Housing and Urban Development (HUD) offers the Section 203(k) rehabilitation mortgage insurance program that allows homeowners and homebuyers to obtain financial assistance in purchasing, refinancing or rehabilitating their homes.

    The 203(k) rehabilitation mortgage insurance

    In purchasing a home that requires repairs or modifications, homebuyers often have to adhere to expensive and complicated processes. Customarily, home improvement loans have relatively high interest rates and brief repayment terms.

    The purpose of this mortgage insurance program is to provide solutions to help borrowers and lenders by insuring a fixed or adjustable long-term rate loans that covers a home’s purchase and rehabilitation. This program also saves borrowers an amount of cash and time because of the insured loans. Section 203(k) also safeguards lenders by enabling them to have insured loans even before the property’s value and condition provide enough security.

    Type of assistance

    Section 203(k) requires that the property is at least a year old for it to insure mortgages that cover the acquisition or rehabilitation of a home. A piece of the loan proceeds go to pay the seller to fill the bill of an existing mortgage. The remaining funds are directed to an escrow account and issued when the rehabilitation is completed. Rehabilitation costs at least $5,000 to qualify. However, the property’s total value must be in range within the Federal Housing Administration (FHA’s) area mortgage limit.

    The property’s value is determined by:

    • Property’s value prior rehabilitation and rehabilitation costs
    • 110 percent of the property’s appraised value after rehabilitation

    Lenders usually impose additional charges to cover supplemental origination, preparation of documents, review of rehabilitation plans and appraisals.

    Eligibility

    The level of the rehabilitation under Section 203(k) may range from minor to virtual reconstruction (minor repairs must exceed $5,000 in costs). A property is also qualified provided it has been demolished or will be bulldozed as part of the rehabilitation and that the existing foundation is still intact.

    Section 203(k) insured loans can also fund the rehabilitation of residential parts of a property that has a non-residential value.These loans can also cover property size conversions to a one- to four-unit construction.

    Using Section 203(k), borrowers can make these types of improvements/upgrades:

    • Alterations and reconstruction of the remaining structure
    • Modernization and home function improvements
    • Removal of health and safety hazards
    • Improvement of physical appearance
    • Elimination of obsolescence
    • Replacement or reconditioning of plumbing
    • Installation of water and waste management systems
    • Replacement or addition of roofs, gutters and downspouts
    • Replacement or upgrade of flooring; adding floor treatments
    • Improvement of site and landscape features
    • Addition of handicap-accessible construction
    • Addition of high energy efficiency improvements

     

    HUD mandates that properties or homes financed under Section 203(k) must follow basic energy efficiency and building standards.

    To apply

    Loan applications must be directly submitted to an FHA-approved lender. Lenders choose an FHA-approved consultant, who produces a description of work needed to improve the property. Then, an appraiser establishes the repaired value of the property.

    Eligible applicants must also demonstrate the capability of meeting and repaying their loans. The FHA Resource Center can provide you with answers to your mortgage and loan products as well as your home improvement and rehabilitation questions.

     


  8. Considering Renovation? Get that Home Improvement Project Done through Financing

    February 4, 2015 by Thomas Herr

    home financingA major home improvement project is often associated with high costs. So, homeowners usually think twice about whether these costs would match their budget. But, did you know there is a range of available financing options to help homeowners get the overhaul their homes deserve?

    Read on why…

    Financing is the way to go

    There is a variety of factors involved in a home improvement project. First, consider whether you have timeon your hands. Planning and undertaking home improvement projects can be strenuous so you want to get these projects done ASAP. Set up a date on when to start and complete the project so you will have a schedule.

    Next is considering financing. Once you have planned this project, you realized you cannot afford the major expenses involved even if you have coughed up a substantial amount of savings. Talk to a lender about the available financing options that would suit your budget, situation and personal preferences. While some contractors do offer financing options, they typically run at a higher interest rate and are often unsecured. If you’re unsure of being eligible for financing, you can choose this convenient route.

    You can also choose to borrow from conventional lending institutions. You can start off with the bank of your choice or a credit union. These institutions provide good, if not high, interest rates and if you’re a member, you will be given generous terms. Considering mortgage brokers is also a good idea if you’re inquiring about home financing. In fact, you can take advantage of a rehabilitation mortgage insurance program to help homeowners like you secure home improvement grants and loans.

    The type of financing that suits you

    To be eligible for home loans, your credit history should be good. Your income and other securable assets are also examined and verified to see whether you are capable of repayment. Lenders review these things and they will use what they learn to determine the types of financing that you qualify for.

    Everything depends on your situation, however. Below is a list of common financing options that you, as a homeowner, can use to finish off that long overdue home improvement project:

    Cash-out Refinancing:

    Cash-out refinancing changes your current mortgage with another loan that usually reimburses your current mortgage balance and utilizes your home equity to present additional funds for other functions.

    Home Equity Loan:

    A home equity loan enables you to obtain the full loan amount straight away. With this type of financing, you can select from a range of loan terms, enjoy fixed interest rates, flexibility (you can choose the option of home equity closing costs that best fit your needs) and potential tax benefits since your home equity loan interest may be tax deductible.

    Home Equity Line of Credit:

    A home equity line of credit lets you decide if you want to continue with a variable-interest rate or adapt a fixed-rate advance option exclusive of refinancing. With this type of financing, you can also opt for the best closing cost options that are suitable to your needs. Furthermore, this financing option offers tax deductions on your home equity financing interest.